138 E Oneida St, Chula Vista, CA 91911 Property Records

San Diego County property record for 138 E Oneida St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1960
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,000 (Mar 2001)
Tax Bill	$3,399 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`620-183-08-00`

Property Details

APN / Parcel Number

Primary APN	`620-183-08-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	117 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	138 E ONEIDA ST
City	CHULA VISTA
State	CA
Zip	91911-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 246 TR 004304
Legal Subdivision	JUDSON ESTATES
Legal Tract	004304
Legal Block	2
Legal Lot Number	246
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	13302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 E ONEIDA ST, CHULA VISTA, CA 91911-3612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Jun 12, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 4, 2018	Deed of Trust, Mortgage · FHA Mortgage GRANDE HMS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2001 · Amount on Record
Deed Sale	Mar 23, 2001 · Amount on Record
Prior Sale	Oct 3, 1989 · Amount on Record
Deed Document Number	2001171972
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	138 E ONEIDA ST, CHULA VISTA, CA 91911-3612
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E ONEIDA ST, CHULA VISTA, CA 91911-3612

Mortgage

Document Number	0000445355
Date	Nov 22, 2022
Instrument	2022-0445355

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	138 E ONEIDA ST, CHULA VISTA, CA 91911-3612
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E ONEIDA ST, CHULA VISTA, CA 91911-3612

Mortgage

Document Number	0000530194
Date	Jul 26, 2021
Instrument	2021-0530194

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	138 E ONEIDA ST, CHULA VISTA, CA 91911-3612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000549530
Date	Nov 26, 2019
Instrument	2019-0549530

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	138 E ONEIDA ST, CHULA VISTA, CA 91911-3612
Document Number	0000235228
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 E ONEIDA ST CHULA VISTA CA 919113612, CHULA VISTA, CA 91911-3612

Mortgage

Document Number	0000235228
Date	Jun 17, 2019
Instrument	235228

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	138 E ONEIDA ST, CHULA VISTA, CA 91911-3612
Document Number	0000187224
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	138 E ONEIDA ST CHULA VISTA CA 919113612, CHULA VISTA, CA 91911-3612

Mortgage

Document Number	0000187224
Date	May 9, 2018
Instrument	187224

Lender

Name	GRANDE HMS
Address	SAN DIEGO, CA 92126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$288,880 (+2%) Land $200,964 Building $87,916
2025	$3,399.00 (+5.1%)	$283,217 (+4.04%) Land $197,024 Building $86,193
2023	$3,234.00 (+2.93%)	$272,221 Land $189,374 Building $82,847
2022	$3,142.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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