138 E Main St, West Jefferson, OH 43162 Property Records

Madison County property record for 138 E Main St, West Jefferson, OH 43162

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,321 sqft · built 1880
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$76,000 (Nov 2017)
Tax Bill$1,708 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jan 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-01624.000

Property Details

APN / Parcel Number

Primary APN10-01624.000
Alternative APN
  • 017891-6

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,321 sqft Living Area
1st Floor Area1,321 sqft
Basement Area330 sqft
Unfinished Basement330 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area24 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number017891-6
Street Address138 E MAIN ST
CityWEST JEFFERSON
StateOH
Zip43162-1248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 JONES 2
Legal SubdivisionWEST JEFF
JurisdictionMADISON OH
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2003
Census Tract40500

Owner

138 E Main St is owned and occupied by an individual who bought it in November 2017.

Source: Madison County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address138 E MAIN ST, WEST JEFFERSON, OH 43162-1248
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 11, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 2, 2017Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2017 · Amount on File
Deed SaleNov 2, 2017 · Amount on File
Prior SaleDec 27, 2016 · Amount on File
Deed Document Number20175135
Deed Book / Page334 / 2559
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON OH
Property Address138 E MAIN ST, WEST JEFFERSON, OH 43162-1248
Transaction TypeMortgage
Record UpdatedJul 5, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 E MAIN ST, WEST JEFFERSON, OH 43162-1248

Mortgage

Document Number0000002475
DateJun 20, 2023
Book Page414/1512
Instrument2023-2475
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueJul 1, 2051

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON OH
Property Address138 E MAIN ST, WEST JEFFERSON, OH 43162-1248
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 E MAIN ST, WEST JEFFERSON, OH 43162-1248

Mortgage

Document Number0000000168
DateJan 11, 2023
Book Page409/2122
Instrument202300000168
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term342 Months
DueJul 1, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON OH
Recording DateNov 2, 2017
Property Address138 E MAIN ST, WEST JEFFERSON, OH 43162-1248
Document Number0000005135
Book / Page334 / 2559
Map ReferenceMB1 PG23
Instrument DateOct 18, 2017
Instrument201700005135
Transaction TypeTransfer
Record UpdatedFeb 25, 2022
Title CompanyPM TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 E MAIN ST, WEST JEFFERSON, OH 43162-1248

Mortgage

Document Number0000005136
DateNov 2, 2017
Instrument201700005136
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 138 E Main St was $1,708, down 5.5% from the year before.

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMadison County
County SubdivisionJefferson Township
MunicipalityWest Jefferson Village
Unified School DistrictJefferson Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,708.00 (-5.53%)$41,370 (-) Land $10,380 Building $30,990
2024$1,808.00 (-6.42%)$41,370 (-) Land $10,380 Building $30,990
2023$1,932.00 (+31.52%)$41,370 (+37.21%) Land $10,380 Building $30,990$118,190 Land $29,660 Building $88,530
2022$1,469.00$30,150 Land $7,570 Building $22,580
2020$86,130 Land $21,620 Building $64,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 E Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST JEFFERSON VILLAGE PWS
serves 4,488 people · EPA ID OH4902012
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Main St

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