Madison County property record for 138 E Main St, West Jefferson, OH 43162
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,321 sqft · built 1880 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,000 (Nov 2017) |
| Tax Bill | $1,708 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01624.000 |
| Primary APN | 10-01624.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,321 sqft Living Area |
| 1st Floor Area | 1,321 sqft |
| Basement Area | 330 sqft |
| Unfinished Basement | 330 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 017891-6 |
|---|---|
| Street Address | 138 E MAIN ST |
| City | WEST JEFFERSON |
| State | OH |
| Zip | 43162-1248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 JONES 2 |
| Legal Subdivision | WEST JEFF |
| Jurisdiction | MADISON OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40500 |
138 E Main St is owned and occupied by an individual who bought it in November 2017.
Source: Madison County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 E MAIN ST, WEST JEFFERSON, OH 43162-1248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 2, 2017 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2017 · Amount on File |
| Deed Sale | Nov 2, 2017 · Amount on File |
| Prior Sale | Dec 27, 2016 · Amount on File |
| Deed Document Number | 20175135 |
| Deed Book / Page | 334 / 2559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON OH |
| Property Address | 138 E MAIN ST, WEST JEFFERSON, OH 43162-1248 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 138 E MAIN ST, WEST JEFFERSON, OH 43162-1248 |
| Document Number | 0000002475 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 414/1512 |
| Instrument | 2023-2475 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON OH |
| Property Address | 138 E MAIN ST, WEST JEFFERSON, OH 43162-1248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 138 E MAIN ST, WEST JEFFERSON, OH 43162-1248 |
| Document Number | 0000000168 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 409/2122 |
| Instrument | 202300000168 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON OH |
| Recording Date | Nov 2, 2017 |
| Property Address | 138 E MAIN ST, WEST JEFFERSON, OH 43162-1248 |
| Document Number | 0000005135 |
| Book / Page | 334 / 2559 |
| Map Reference | MB1 PG23 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 201700005135 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | PM TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 E MAIN ST, WEST JEFFERSON, OH 43162-1248 |
| Document Number | 0000005136 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 201700005136 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 138 E Main St was $1,708, down 5.5% from the year before.
Source: Madison County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Madison County |
| County Subdivision | Jefferson Township |
| Municipality | West Jefferson Village |
| Unified School District | Jefferson Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,708.00 (-5.53%) | $41,370 (-) Land $10,380 Building $30,990 | |
| 2024 | $1,808.00 (-6.42%) | $41,370 (-) Land $10,380 Building $30,990 | |
| 2023 | $1,932.00 (+31.52%) | $41,370 (+37.21%) Land $10,380 Building $30,990 | $118,190 Land $29,660 Building $88,530 |
| 2022 | $1,469.00 | $30,150 Land $7,570 Building $22,580 | |
| 2020 | $86,130 Land $21,620 Building $64,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 138 E Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST JEFFERSON VILLAGE PWS serves 4,488 people · EPA ID OH4902012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures