138 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 138 E Main St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,713 sqft · built 1924
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$3,125 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`210-88906-0-0000`

Property Details

APN / Parcel Number

Primary APN	`210-88906-0-0000`
Alternative APN	`2109M9 4 5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,713 sqft Living Area
Gross Area	3,033 sqft
1st Floor Area	1,092 sqft
Upper Floors Area	621 sqft
Basement Area	888 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	531 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	138 E MAIN ST
City	REINHOLDS
State	PA
Zip	17569-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	138 E MAIN ST
Legal Lot Number	5
Jurisdiction	LANCASTER PA
Township / Civil Division	WEST EARL
Census Block Group	2
Census Block	2014
Census Tract	13001

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	RR 2 BOX 138, EPHRATA, PA 17522-9025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIDELIS MORTGAGE CORP
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit THE EPHRATA NATIONAL BANK
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIDELIS MORTGAGE CORP
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit THE EPHRATA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 26, 2011
Transfer Doc	0005947492
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	138 E MAIN ST, EPHRATA, PA 17522-5044
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006579173
Date	Feb 5, 2021
Instrument	6579173

Lender

Name	FIDELIS MORTGAGE CORP
Type	Mortgage Company
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	138 E MAIN ST, EPHRATA, PA 17522-5044
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E MAIN ST, BROWNSTOWN, PA 17508-5067

Mortgage

Document Number	0006589844
Date	Mar 23, 2021
Instrument	6589844

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	138 E MAIN ST, EPHRATA, PA 17522-5044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006421752
Date	Oct 3, 2018
Instrument	6421752

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 2, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	138 E MAIN ST, EPHRATA, PA 17522-5044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006451234
Date	Apr 9, 2019
Instrument	6451234

Lender

Name	FIDELIS MORTGAGE CORP
Type	Mortgage Company
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	138 E MAIN ST, EPHRATA, PA 17522-5044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006481642
Date	Sep 26, 2019
Instrument	6481642

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	West Earl Township
Unified School District	Conestoga Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,700 (-) Land $41,700 Building $112,000	$153,700 (-) Land $41,700 Building $112,000
2025	$3,125.00 (+2.16%)
2024	$3,059.00	$153,700 Land $41,700 Building $112,000
2018			$153,700 Land $41,700 Building $112,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST EARL WATER AUTHORITY serves 4,327 people · EPA ID PA7360143
Water Source	Purchased surface water from CITY OF LANCASTER
Last State Inspection	Jan 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024 Treatment failure resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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