Lorain County property record for 138 E Lorain St, Oberlin, OH 44074
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,308 sqft |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,074 (2023) |
| Deeds & Mortgages | Nov 2017 Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-076-104-043 |
| Primary APN | 09-00-076-104-043 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,308 sqft Gross Area |
| 1st Floor Area | 2,308 sqft |
| Lot Area | 7,841 sqft (0.18 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 51 ft wide |
| View / Lot | Primary |
| Heating Fuel | Gas |
|---|
| Street Address | 138 E LORAIN ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1212 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | 51 X 150 |
| Legal Subdivision | RUSSIA |
| Legal Block | 104 |
| Legal Lot Number | 76 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 60100 |
Source: Lorain County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 69 S MAIN ST |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 28, 2022 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 138 E LORAIN ST, OBERLIN, OH 44074-1212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000651635 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 2017-0651635 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 28, 2022 |
| Property Address | 138 E LORAIN ST, OBERLIN, OH 44074-1212 |
| Document Number | 0000864605 |
| Map Reference | VOL 5 PG 30 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022-0864605 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69 S MAIN ST, OBERLIN, OH 44074-1660 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,074.00 (-58.55%) | $8,113 (-73.25%) Land $8,113 | $23,180 (-73.25%) Land $23,180 |
| 2022 | $2,591.00 | $30,330 Land $8,110 Building $22,220 | |
| 2021 | $86,650 Land $23,180 Building $63,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Breezeline Cable | 1,000 / 50 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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