138 E Cavanaugh Bay Rd, Coolin, ID 83821 Property Records

Bonner County property record for 138 E Cavanaugh Bay Rd, Coolin, ID 83821

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,352 sqft · built 2011
Lot Size	1.43 acres (62,291 sqft)
Owner	Company Name on File
Last Sale	$717,400 (Oct 2018)
Tax Bill	$5,186 (2026)
Deeds & Mortgages	Dec 2018 Transfer Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP059550010160A`

Property Details

APN / Parcel Number

Primary APN	`RP059550010160A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Finished Area
1st Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	62,291 sqft (1.43 acres)
Lot Width	100 ft Width
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Boat Access	Boat Access
Boat House	384 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	138 E CAVANAUGH BAY RD
City	COOLIN
State	ID
Zip	83821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Rec
Legal Description	26-60N-4W COUGAR CREEK BLK 1 LOT 16
Legal Range	04W
Legal Township	60N
Legal Section	26
Legal Subdivision	COUGAR CREEK
Legal Block	1
Legal Lot Number	16
Jurisdiction	BONNER ID
Township / Civil Division	PRIEST RIVER
Census Block Group	4
Census Block	4094
Census Tract	950600

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	222 S EVERGREEN RD, 404, SPOKANE VALLEY, WA 99216-1810
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Intrafamily Transfer, Transfer
Oct 24, 2018	Deed, Transfer · ARM MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2018 · Amount on File
Deed Sale	Oct 24, 2018 · Amount on File
Prior Sale	Aug 19, 2016 · Amount on File
Deed Document Number	2018929983
Last Transfer Date	Sep 1, 2022
Transfer Doc	0001010826
Record Updated	Oct 29, 2026

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Dec 18, 2018
Property Address	138 E CAVANAUGH BAY RD, COOLIN, ID 83821-8100
Document Number	0000932354
Map Reference	MB10 PG160
Instrument Date	Dec 13, 2018
Instrument	932354
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5775 N COLFAX ST, DALTON GARDENS, ID 83815-9231

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BONNER ID
Recording Date	Oct 24, 2018
Property Address	138 E CAVANAUGH BAY RD, COOLIN, ID 83821-8100
Document Number	0000929983
Map Reference	MB10 PG160
Instrument Date	Sep 20, 2018
Instrument	929983
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCRO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 83720, BOISE, ID 83720-0003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5775 N COLFAX ST, DALTON GARDENS, ID 83815-9231

Mortgage

Document Number	0000929984
Date	Oct 24, 2018
Instrument	929984

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	West Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,186.00	$2,165,562 (+18.62%) Land $1,737,330 Building $428,232	$2,165,562 (+18.62%) Land $1,737,330 Building $428,232
2025	$5,186.00 (+27.67%)	$1,825,591 (+22.24%) Land $1,454,261 Building $371,330	$1,825,591 (+22.24%) Land $1,454,261 Building $371,330
2023	$4,062.00	$1,493,431 Land $1,181,077 Building $312,354	$1,493,431 Land $1,181,077 Building $312,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRIEST RIVER serves 2,173 people · EPA ID ID1090107
Water Source	Surface water
Last State Inspection	May 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	30 / 10

May also be available: Verizon.

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