138 E Bank St, Star, NC 27356 Property Records

Montgomery County property record for 138 E Bank St, Star, NC 27356

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Jul 2021)
Tax Bill	$121 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7660 19 61 7836`

Property Details

APN / Parcel Number

Primary APN	`7660 19 61 7836`
Alternative APNs	`1484497` `1488371`

Exterior

Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	162 ft deep x 93 ft wide

Location & Zoning

Account Number	1488371
Street Address	E BANK ST
City	STAR
State	NC
Zip	27356
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RESIDENTIA
Legal Description	LEACH & SONS LOT 27-28 BK 21 LEACH 27-28
Legal Subdivision	SUBDIVISION OF A LEACH & SONS
Legal Block	21
Legal Lot Number	27-28
Jurisdiction	MONTGOMERY NC
Township / Civil Division	STAR
Census Block Group	4
Census Block	4036
Census Tract	960102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Star Historic District listed 2013 · 90 contributing resources · NRIS 13000699

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

138 E Bank St, residential vacant land, is owned by an individual who bought it in July 2021.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 9, STAR, NC 27356-0009
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 27, 2021	Warranty Deed, Transfer
May 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Nov 1, 2006 · Amount on File
Deed Document Number	2021369191
Deed Book / Page	878 / 161
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jul 16, 2021
Property Address	138 E BANK ST, STAR, NC 27356-7908
Document Number	000878/161
Book / Page	878 / 161
Map Reference	CAB A SL 58
Instrument Date	Jul 12, 2021
Instrument	369191
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 TOW PATH LN S, 12, RICHMOND, VA 23221-3948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E BANK ST, STAR, NC 27356-7908

Mortgage

Document Number	0000369192
Date	Jul 16, 2021
Instrument	369192

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Aug 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	May 27, 2021
Property Address	138 E BANK ST, STAR, NC 27356-7908
Document Number	000874/309
Book / Page	874 / 309
Map Reference	CAB A SL 58
Instrument Date	May 24, 2021
Instrument	368409
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 TOW PATH LN S, RICHMOND, VA 23221-3948

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	May 16, 2019
Property Address	138 E BANK ST, STAR, NC 27356-7908
Document Number	00825/0869
Book / Page	0825 / 0869
Map Reference	MB 63 PG 518
Instrument Date	May 13, 2019
Instrument	358640
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9, STAR, NC 27356-0009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9, STAR, NC 27356-0009

Tax Assessment & Valuation

The 2025 property tax bill for 138 E Bank St was $121.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Star Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,858 (-) Land $9,858	$9,858 (-) Land $9,858
2025	$121.00	$9,858 Land $9,858	$9,858 Land $9,858
2023		$9,858 Land $9,858	$9,858 Land $9,858

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 138 E Bank St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 E Bank St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STAR serves 933 people · EPA ID NC0362025
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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