138 Cypress St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 138 Cypress St SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1940
Lot Size	0.221 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Dec 2020)
Tax Bill	$926 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5620 74 6416`

Property Details

APN / Parcel Number

Primary APN	`5620 74 6416`
Alternative APNs	`12037 0035.000000` `142847`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,149 sqft
1st Floor Area	992 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.221 acres)
Lot Dimensions	96 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	142847
Street Address	138 CYPRESS ST SW
City	CONCORD
State	NC
Zip	28025-5361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	P/O LTS 8-9 HOUSTON & UMBERGER
Legal Subdivision	LOGAN NORTH
Legal Lot Number	8-9
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	4
Census Block	4000
Census Tract	42101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Logan Neighborhood Historic District listed 2025 · 611 contributing resources · NRIS 100012454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 CYPRESS ST SW, CONCORD, NC 28025-5361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Intrafamily Transfer, Transfer · FHA Mortgage NEWREZ LLC
Dec 16, 2020	Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Aug 2, 1990 · Amount on Record
Deed Book / Page	14755 / 29
Last Transfer Date	Apr 8, 2022
Transfer Doc	0015979202
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Apr 20, 2022
Property Address	138 CYPRESS ST SW, CONCORD, NC 28025-5361
Document Number	0015979202
Book / Page	15979 / 202
Instrument Date	Apr 8, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2526 EARGLE RD, 2526, CHARLOTTE, NC 28269-3018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 CYPRESS ST SW, CONCORD, NC 28025-5361

Mortgage

Document Number	0159790206
Date	Apr 20, 2022
Instrument	15979-0206

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 16, 2020
Property Address	138 CYPRESS ST SW, CONCORD, NC 28025-5361
Document Number	0001475529
Book / Page	14755 / 29
Instrument Date	Dec 15, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 TERRYTOWN ST, 101, CONCORD, NC 28025-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BUFFALO AVE NW APT 42, 42, CONCORD, NC 28025-4488

Mortgage

Document Number	0001475532
Date	Dec 16, 2020
Instrument	14755/32

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,350 (-) Land $36,000 Building $111,350
2025		$147,350 (+94.16%) Land $36,000 Building $111,350
2024			$147,350 (+94.16%) Land $36,000 Building $111,350
2023	$926.00	$75,890 Land $8,100 Building $67,790	$75,890 Land $8,100 Building $67,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber.

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