138 Cortona Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 138 Cortona Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,992 sqft · built 1994
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,680,000 (Jul 2024)
Tax Bill	$19,679 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-760-084-3`

Property Details

APN / Parcel Number

Primary APN	`213-760-084-3`
Alternative APN	`213-760-084`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,097 sqft
2nd Floor Area	895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2007
Architectural Style	Cluster
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	138 CORTONA DR
City	SAN RAMON
State	CA
Zip	94582-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7108 L84
Legal Subdivision	SUBDIVISION 7108
Legal Tract	7108
Legal Lot Number	84
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	345117

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 CORTONA DR, SAN RAMON, CA 94582-4625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2018	Deed of Trust, Mortgage · ARM FINANCE OF AMERICA MORTGAGE LLC
Feb 21, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Feb 21, 2020 · Amount on Record
Deed Document Number	202467112
Prior Transfer Date	Jul 2, 2024
Prior Transfer Doc	0000067111
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	138 CORTONA DR, SAN RAMON, CA 94582-4625
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208172
Date	Dec 31, 2018
Instrument	2018-208172

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 21, 2020
Property Address	138 CORTONA DR, SAN RAMON, CA 94582-4625
Document Number	0000032340
Instrument Date	Feb 19, 2020
Instrument	32340
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,144.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	138 CORTONA DR SAN RAMON CA 945824625, SAN RAMON, CA 94582-4625

Mortgage

Document Number	32341
Date	Feb 21, 2020
Instrument	32341

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	DANVILLE, CA 94526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,713,600 (+2%) Land $1,020,000 Building $693,600
2025	$19,679.00 (+48.19%)	$1,680,000 (+53.67%) Land $1,000,000 Building $680,000
2023	$13,280.00 (+1.38%)	$1,093,223 Land $485,643 Building $607,580
2022	$13,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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