Bergen County and Saddle Brook Township property record for 138 Colonial Ave, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 2,064 sqft · built 1952 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Dec 2020) |
| Tax Bill | $13,004 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01203-0000-00004 |
| Primary APN | 57-01203-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 2,064 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Old Parcel Number | 5700159H00013 |
|---|---|
| Street Address | 138 COLONIAL AVE |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X110 |
| Legal Subdivision | SADDLE RIVER PARK HOMES INC |
| Legal Block | 1203 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 52100 |
138 Colonial Ave is owned and occupied by an individual who bought it in December 2020.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 COLONIAL AVE, SADDLE BROOK, NJ 07663-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Dec 7, 2020 | Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 10, 2019 | Deed with Mortgage, Foreclosure · FHA Mortgage GET A RATE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Prior Sale | Jan 10, 2019 · Amount on File |
| Deed Document Number | 2020128972 |
| Deed Book / Page | 3851 / 1464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 138 COLONIAL AVE, SADDLE BROOK, NJ 07663-5105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033511822 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 3351/1822 |
| Instrument | 19-061707 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 7, 2020 |
| Property Address | 138 COLONIAL AVE, SADDLE BROOK, NJ 07663-5105 |
| Document Number | 0038511464 |
| Book / Page | 3851 / 1464 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 20-128972 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1025 MATTHEWS COMMONS DR APT 37, 1025, MATTHEWS, NC 28105-6138 |
| Name | Verified Name |
|---|---|
| Address | 138 COLONIAL AVE, SADDLE BROOK, NJ 07663-5105 |
| Document Number | 20128973 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 20-128973 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 10, 2019 |
| Property Address | 138 COLONIAL AVE, SADDLE BROOK, NJ 07663-5105 |
| Document Number | 0031520297 |
| Book / Page | 003152 / 000297 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2528 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 138 COLONIAL AVE SADDLE BROOK NJ 076635105, SADDLE BROOK, NJ 07663-5105 |
| Document Number | 31520304 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 003152/000304 |
| Instrument | 2528 |
| Name | GET A RATE LLC |
|---|---|
| Address | ELMWOOD PARK, NJ 07407 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2049 |
The 2025 property tax bill for 138 Colonial Ave was $13,004, up 5.8% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $566,500 (+3.38%) Land $228,000 Building $338,500 | $566,500 (+3.38%) Land $228,000 Building $338,500 | |
| 2025 | $13,004.00 (+5.84%) | $548,000 Land $224,000 Building $324,000 | $548,000 Land $224,000 Building $324,000 |
| 2024 | $12,286.00 | ||
| 2023 | $510,100 Land $211,500 Building $298,600 | $510,100 Land $211,500 Building $298,600 | |
| 2022 | $11,628.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Colonial Ave in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 71 (1979–2021) |
| Claims Outside the SFHA | 23 of 71 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Colonial Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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