138 Coburn St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 138 Coburn St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,848 sqft · built 1920
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2018)
Tax Bill	$4,801 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H03980`

Property Details

APN / Parcel Number

Primary APN	`H03980`
Alternative APNs	`LOWE M:175 B:1370 L:138` `M:000175 T:H03980`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	3,053 sqft
1st Floor Area	1,379 sqft
Basement Area	782 sqft
Unfinished Basement	782 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	H03980
Street Address	138 COBURN ST
City	LOWELL
State	MA
Zip	01850-1973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	USF
Legal Block	1370
Legal Lot Number	138
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3009
Census Tract	310300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 COBURN ST, LOWELL, MA 01850-1973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 5, 2018	Quit Claim Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL
Jan 18, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Book / Page	32469 / 193
Transfer Doc	032469-193
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	138 COBURN ST, LOWELL, MA 01850-1973
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033532-39
Date	Nov 6, 2019
Book Page	33532/39
Instrument	49161

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 5, 2018
Property Address	138 COBURN ST, LOWELL, MA 01850-1973
Document Number	32469-193
Book / Page	32469 / 193
Instrument	44035
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	324690196
Date	Oct 5, 2018
Instrument	32469/0196

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2048

January 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	LOWELL MA
Recording Date	Jan 18, 2018
Property Address	138 COBURN ST, LOWELL, MA 01850-1973
Document Number	31806-272
Book / Page	031806 / 000272
Instrument Date	Jan 10, 2018
Instrument	2435
Transaction Type	Foreclosure
Record Updated	Feb 6, 2018

Transaction

Amount	Amount Recorded
Tax	$506.16
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 LAKESHORE DR GEORGETOWN MA 018331927, GEORGETOWN, MA 01833-1927

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,801.00 (+6.45%)	$423,000 (+7.66%) Land $123,700 Building $299,300	$507,443 (+9.39%)
2025	$4,510.00 (+5.92%)	$392,900 (+9.9%) Land $115,700 Building $277,200	$463,885 (+8.15%)
2024	$4,258.00 (+5.82%)	$357,500 (+10.34%) Land $96,100 Building $261,400	$428,925
2023	$4,024.00	$324,000 Land $83,600 Building $240,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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