138 Co Rd 409, Brady, TX 76825 Property Records

McCulloch County property record for 138 Co Rd 409, Brady, TX 76825

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,230 sqft · built 1989
Lot Size	3.93 acres (171,234 sqft)
Owner	2 Individual Names on File
Last Sale	$147,200 (Nov 2020)
Tax Bill	$2,984 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Nov 2020 Mortgage
APN	`00000-04911-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00000-04911-00000-000000`
Alternative APN	`25491`

Interior

Full Baths	1 Bath
Building Area	2,230 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	171,234 sqft (3.93 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	240 sqft

Location & Zoning

Account Number	00000-04911-00000-000000
Street Address	138 COUNTY ROAD 409
City	BRADY
State	TX
Zip	76825-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15BRADY ACRES 247-416 ENGELKE C 248-415
Legal Subdivision	ENGELKE C
Jurisdiction	MCCULLOCH TX
Township / Civil Division	BRADY
Census Block Group	1
Census Block	1040
Census Tract	950400

Owner

138 Co Rd 409 is owned and occupied by two individuals who bought it in November 2020.

Source: McCulloch County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 COUNTY ROAD 409, BRADY, TX 76825-8721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Line of Credit TEXAS STATE AFFORDABLE HOUSING CORP
Nov 10, 2020	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Deed Document Number	202052973
Deed Book / Page	476 / 250
Prior Transfer Date	Nov 5, 2020
Prior Transfer Doc	000476/250
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCULLOCH TX
Property Address	138 COUNTY ROAD 409, BRADY, TX 76825-8721
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000476/269
Date	Nov 10, 2020
Book Page	476/269
Instrument	52975

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORP
Type	Non-Lending Institution
Address	AUSTIN, TX 78702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Nov 5, 2023

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCCULLOCH TX
Recording Date	Nov 10, 2020
Property Address	138 COUNTY ROAD 409, BRADY, TX 76825-8721
Document Number	000476/250
Book / Page	476 / 250
Map Reference	VOL 221 PG 510
Instrument Date	Nov 5, 2020
Instrument	52973
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2717 CHEBI LN, DENTON, TX 76209-1527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 COUNTY ROAD 409, BRADY, TX 76825-8721

Mortgage

Document Number	0000052974
Date	Nov 10, 2020
Instrument	52974

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 138 Co Rd 409 was $2,984 with a homeowner's exemption, up 200.5% from the year before.

Source: McCulloch County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McCulloch County
Unified School District	Brady Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,984.00 (+200.5%) Homeowner's exemption	$178,290 (-13.46%) Land $32,430 Building $145,860	$178,290 (-13.46%) Land $32,430 Building $145,860
2025	$993.00 Homeowner's exemption	$206,010 Land $30,270 Building $175,740	$206,010 Land $30,270 Building $175,740
2023		$164,750 Land $25,940 Building $138,810	$164,750 Land $25,940 Building $138,810
2022	$1,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 138 Co Rd 409.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Co Rd 409 is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADY WATER SYSTEM serves 5,371 people · EPA ID TX1540001
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2025 Gross alpha radiation resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	300 / 75
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier.

Nearby Properties on Co Rd 409

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures