138 Co Rd 40, Centre, AL 35960 Property Records

Cherokee County property record for 138 Co Rd 40, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1960
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$35,000 (Oct 2018)
Tax Bill	$247 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-08-28-0-000-040.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-28-0-000-040.000`
Alternative APNs	`ALT APN:1308280000040000` `218507` `215790` `27171`

Interior

Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Porch	Slab
Porch Area	160 sqft

Location & Zoning

Account Number	218507
Street Address	138 COUNTY ROAD 40
City	CENTRE
State	AL
Zip	35960-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 15, BLK 2 J D CHANDLER SD PB 5 PG 34
Legal Range	10E
Legal Township	10S
Legal Section	28
Legal Subdivision	J D CHANDLER SUBDIVISION
Legal Block	2
Legal Lot Number	15
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3009
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3126 CEDARTOWN HWY SW, 1340, ROME, GA 30161-4313
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on File
Deed Sale	Oct 10, 2018 · Amount on File
Prior Sale	Mar 1, 2005
Deed Document Number	2018204786
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 10, 2018
Property Address	138 COUNTY ROAD 40, CENTRE, AL 35960-8201
Document Number	0000204786
Instrument Date	Oct 9, 2018
Instrument	204786
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 COUNTY ROAD 555, CENTRE, AL 35960-8241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 COUNTY ROAD 40, CENTRE, AL 35960-8201

Mortgage

Document Number	0000204787
Date	Oct 10, 2018
Instrument	204787

Lender

Name	JOHNNY E FANN AND BETTY N FANN
Type	Non-Lending Institution
Address	GADSDEN, AL 35904

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$247.00 (+6.93%)
2025	$231.00 (+4.05%)	$5,520 (+4.15%) Land $240 Building $5,280	$27,600 (+4.15%) Land $1,200 Building $26,400
2024	$222.00	$5,300 (-) Land $220 Building $5,080	$26,500 (-) Land $1,100 Building $25,400
2023	$222.00 (-8.64%)	$5,300 (-8.62%)	$26,500 (-8.62%) Land $1,100 Building $25,400
2022	$243.00	$5,800 Land $220 Building $5,580	$29,000 Land $1,100 Building $27,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY WATER & SEWER AUTHORITY serves 11,013 people · EPA ID AL0000189
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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