138 Circle Dr W, Gainesville, TX 76240 Property Records

Cooke County property record for 138 Circle Dr W, Gainesville, TX 76240

Property Summary

Property Type	Residential
Details	3 bd · 1.5 ba · 2,352 sqft · built 1974
Lot Size	2.57 acres (111,949 sqft)
Owner	Individual Name on File
Tax Bill	$591 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0431-006-00001`

Property Details

APN / Parcel Number

Primary APN	`0431-006-00001`
Alternative APN	`16189`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,352 sqft Living Area
Gross Area	6,353 sqft
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Metal
Lot Area	111,949 sqft (2.57 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	224 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0431-006-00001
Street Address	138 CIRCLE DR W
City	GAINESVILLE
State	TX
Zip	76240
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	GIBBS LC 0431 ACRES 2.57
Legal Subdivision	GIBBS LC
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	4
Census Block	4013
Census Tract	100

Owner

Source: Cooke County assessment roll, APN 0431-006-00001, as of June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	728 COUNTY ROAD 138, GAINESVILLE, TX 76240-1681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2022
Deed Sale	May 13, 2022
Prior Sale	Feb 07, 2019 · Amount on Record
Deed Document Number	20224276
Deed Book / Page	2510 / 461
Prior Transfer Date	Feb 04, 2019
Prior Transfer Doc	002240/259
Record Updated	Sep 20, 2026

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Feb 07, 2019
Property Address	CR 138, GAINESVILLE, TX 76240
Document Number	002240/259
Book / Page	2240 / 259
Instrument Date	Feb 04, 2019
Instrument	00089445
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 COUNTY ROAD 163, GAINESVILLE, TX 76240-7694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 COUNTY ROAD 163, GAINESVILLE, TX 76240-7694

Mortgage

Document Number	0000089446
Date	Feb 07, 2019
Instrument	00089446

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Cooke County assessment roll as of June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$591.00 (-39.94%) Homeowner's exemption Senior Citizen's exemption	$147,192 (+12.63%) Land $156,993 Building $17,912	$174,905 (+33.84%) Land $156,993 Building $17,912
2024	$984.00 (+38.79%)
2023		$130,681 Land $105,000 Building $25,681	$130,681 Land $105,000 Building $25,681
2022	$709.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), as of April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970001004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Wildfire

Wildfire Risk	High above 79% of the US · above 73% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 10 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
JAB Wireless Fixed Wireless	25 / 5
T-Mobile USA Fixed Wireless	25 / 3

May also be available: AT&T, Element8 Technology Investment Group, Nortex Communications, Optimum Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0490018, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.