138 Cindy Dr, Murray, KY 42071 Property Records

Calloway County property record for 138 Cindy Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	built 1981
Lot Size	0.258 acres (11,242 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Aug 2023)
Tax Bill	$294 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092-A-0212`

Property Details

APN / Parcel Number

Primary APN	`092-A-0212`
Alternative APNs	`100676` `82998`

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Mobile Home
Lot Area	11,242 sqft (0.258 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	100676
Street Address	138 CINDY DR
City	MURRAY
State	KY
Zip	42071-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92A-212---216 138 CINDY DRIVE
Legal Subdivision	ANDERSON SHORES I
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	4
Census Block	4002
Census Tract	10100

Owner

138 Cindy Dr is owned by two individuals who bought it in August 2023.

Source: Calloway County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2323 BRUNNS RD, 114, SEBRING, FL 33872-4145
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2017	Warranty Deed, Transfer RONALD D SHRULL ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Sep 20, 2017 · Amount on File
Deed Document Number	2023685250
Deed Book / Page	1427 / 401
Prior Transfer Date	Aug 2, 2023
Prior Transfer Doc	001427/401
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLOWAY KY
Recording Date	Sep 28, 2020
Property Address	138 CINDY DR, MURRAY, KY 42071-6217
Document Number	001275/646
Book / Page	1275 / 646
Map Reference	MB 4 PG 54
Instrument Date	Sep 28, 2020
Instrument	643974
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$19.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 CINDY DR, MURRAY, KY 42071-6217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 CINDY DR, MURRAY, KY 42071-6284

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Sep 20, 2017
Property Address	138 CINDY DR, MURRAY, KY 42071-6217
Document Number	001150/355
Book / Page	1150 / 355
Map Reference	MB 4 PG 54
Instrument Date	Sep 15, 2017
Instrument	623307
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	156 CINDY DR, MURRAY, KY 42071-6217

Mortgage

Document Number	0000623308
Date	Sep 20, 2017
Instrument	623308

Lender

Name	RONALD D SHRULL ETUX
Type	Private Party

Agreement

Amount	Amount on Record
Term	192 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 138 Cindy Dr was $294.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$294.00	$30,000	$30,000
2023	$299.00	$30,000	$30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Cindy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Cindy Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cindy Dr

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