Schenectady County and Schenectady City property record for 138 Chiswell Rd, Schenectady, NY 12304 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1905 |
| Lot Size | 0.128 acres (5,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Feb 2009) |
| Tax Bill | $3,760 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.55-4-45 |
| Primary APN | 421500 60.55-4-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 880 sqft Living Area |
| 1st Floor Area | 880 sqft 1st Floor |
| Stories | 1 Story |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Bungalow |
| Exterior Material | Composition/Composite |
| Lot Area | 5,600 sqft (0.128 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Detached |
| Garage Area | 300 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Patio Area | 585 sqft Patio |
| Porch | Porch |
| Porch Area | 128 sqft Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 138 CHISWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AGED AFFIDAVIT REQUIRED 1 WOOD AND GAR |
| Legal Subdivision | MAP OF WOODLAWN |
| Legal Block | 4 |
| Legal Lot Number | 45.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records · APN 421500 60.55-4-45
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 CHISWELL RD, SCHENECTADY, NY 12304-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2009 · Amount on Record |
| Deed Sale | Feb 27, 2009 · Amount on Record |
| Prior Sale | Nov 06, 2002 · Amount on Record |
| Deed Book / Page | 1798 / 10 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 138 CHISWELL RD, SCHENECTADY, NY 12304-3804 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 138 CHISWELL RD, SCHENECTADY, NY 12304-3804 |
| Document Number | 0000030768 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 5233/467 |
| Instrument | 202230768 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 138 CHISWELL RD, SCHENECTADY, NY 12304-3804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 138 CHISWELL RD, SCHENECTADY, NY 12304-3804 |
| Document Number | 0000005596 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 5068/865 |
| Instrument | 202105596 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,760.00 (+10.69%) | $80,100 (-) Land $12,000 Building $68,100 | $132,638 (+30.82%) Land $19,871 Building $112,767 |
| 2023 | $80,100 (-) Land $12,000 Building $68,100 | $101,392 (+3.8%) Land $15,190 Building $86,202 | |
| 2022 | $80,100 Land $12,000 Building $68,100 | $97,683 Land $14,634 Building $83,049 | |
| 2021 | $3,397.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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