138 Charity Ln, Interlachen, FL 32148 Property Records

Putnam County property record for 138 Charity Ln, Interlachen, FL 32148

Property Summary

Property Type	Mobile Home
Details	1,824 sqft · built 2007
Lot Size	40 acres (1,743,707 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Mar 2023)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-24-0000-0050-0000`

Property Details

APN / Parcel Number

Primary APN	`09-11-24-0000-0050-0000`
Alternative APN	`85203`

Interior

Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Lot Area	1,743,707 sqft (40 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	480 sqft
Deck Area	12 sqft

Location & Zoning

Account Number	85203
Street Address	138 CHARITY LN
City	INTERLACHEN
State	FL
Zip	32148-4247
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SE 1/4 OF SW 1/4 40 ACRES LS19-002 (SUBJECT TO SEMINOLE R/W EASEMENT OR404 P1921+CUL-DE-SAC OR1536 P1830) (EX OR1536 P1827)
Legal Range	24E
Legal Township	11S
Legal Section	09
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	4
Census Block	4079
Census Tract	950500

Owner

Source: Putnam County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 CHARITY LN, INTERLACHEN, FL 32148-4247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Mar 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	May 9, 2005 · Amount on Record
Deed Document Number	20235834
Deed Book / Page	1703 / 558
Prior Transfer Date	Mar 19, 2019
Prior Transfer Doc	0015361827
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 17, 2023
Property Address	138 CHARITY LN, INTERLACHEN, FL 32148-4247
Document Number	0017030558
Book / Page	1703 / 558
Instrument Date	Mar 16, 2023
Instrument	202354005834
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TTL INS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,729.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 CHARITY LN, INTERLACHEN, FL 32148-4247

Mortgage

Document Number	0001703561
Date	Mar 17, 2023
Instrument	1703/561

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	138 CHARITY LN, INTERLACHEN, FL 32148-4247
Document Number	0015611266
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 CHARITY LN INTERLACHEN FL 321484247, INTERLACHEN, FL 32148-4247

Mortgage

Document Number	0015611266
Date	Nov 26, 2019
Book Page	001561/001266
Instrument	54021349

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	ALACHUA, FL 32615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2039

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 21, 2019
Property Address	138 CHARITY LN, INTERLACHEN, FL 32148-4247
Document Number	0015361830
Book / Page	001536 / 001830
Instrument Date	Mar 19, 2019
Instrument	54005046
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 CHARITY LN INTERLACHEN FL 321484247, INTERLACHEN, FL 32148-4247

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 21, 2019
Property Address	138 CHARITY LN, INTERLACHEN, FL 32148-4247
Document Number	0015361827
Book / Page	001536 / 001827
Instrument Date	Mar 19, 2019
Instrument	54005045
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 SCHAEFFER RD SEBASTOPOL CA 954725540, SEBASTOPOL, CA 95472-5540

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,256.00 (+83.65%) Homeowner's exemption	$333,100 (+65.6%) Land $177,230 Building $155,870	$333,100 (-3.01%) Land $177,230 Building $155,870
2023	$2,862.00 (+6.16%) Homeowner's exemption	$201,150 (+4.13%)	$343,450 (+40.89%) Land $177,230 Building $166,220
2022	$2,696.00 Homeowner's exemption	$193,170	$243,770 Land $106,340 Building $137,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2009–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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