138 Carmen Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 138 Carmen Dr, Red Oak, TX 75154

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,925 sqft · built 1987
Lot Size0.587 acres (25,613 sqft)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00788200401900111

Property Details

APN / Parcel Number

Primary APN00788200401900111

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,925 sqft Living Area
1st Floor Area1,484 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area25,613 sqft (0.587 acres)
Garage TypeDetached
Garage Area728 sqft
PorchCovered Porch
Porch Area24 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00788200401900111
Old Parcel Number00788200401900111
Street Address138 CARMEN DR
CityRED OAK
StateTX
Zip75154-5104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:19 BLK:4 SUBD:RIDGE CREST ESTS #2
Legal SubdivisionRIDGE CREST ESTS #2
Legal Block4
Legal Lot Number19
JurisdictionELLIS TX
Township / Civil DivisionWAXAHACHIE
Census Block Group3
Census Block3002
Census Tract60207

Owner

Source: Ellis County records, as of December 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleOct 2, 2018
Deed SaleOct 2, 2018
Deed Document Number1828684
Record UpdatedJun 7, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Property Address138 CARMEN DR, RED OAK, TX 75154-5104
Document Number0000035070
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 CARMEN DR RED OAK TX 751545104, RED OAK, TX 75154-5104

Mortgage

Document Number0000035070
DateSep 28, 2020
Instrument35070
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueSep 27, 2048

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
Unified School DistrictRed Oak Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$331,579 Land $75,000 Building $256,579$331,579 Land $75,000 Building $256,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2015–2022)
Most Recent ClaimAug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKETT SUD
serves 46,614 people · EPA ID TX0700033
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Nextlink, Verizon.

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