Rutherford County property record for 138 Cardinal Rd, Lake Lure, NC 28746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,456 sqft · built 2009 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Sep 2020) |
| Tax Bill | $4,115 (2022) |
| Deeds & Mortgages | Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0216971 |
| Primary APN | 0216971 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Heated Area |
| Gross Area | 2,912 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 616 sqft |
| Patio Area | 160 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Forced Air |
| Account Number | 499 |
|---|---|
| Old Parcel Number | 0216971 |
| Street Address | 138 CARDINAL RD |
| City | LAKE LURE |
| State | NC |
| Zip | 28746-8600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | QUAIL RIDGE LO294 PL11-103 |
| Legal Subdivision | QUAIL RDG FAIRFIELD MTNS SEC 0 |
| Legal Block | 13 |
| Legal Lot Number | 294 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 960301 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 138 CARDINAL RD, LAKE LURE, NC 28746-8600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Deed Document Number | 0020364810 |
| Deed Book / Page | 2036 / 4810 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Sep 16, 2020 |
| Property Address | 138 CARDINAL RD, LAKE LURE, NC 28746-8600 |
| Document Number | 0020364810 |
| Book / Page | 002036 / 004810 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $980.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 138 CARDINAL RD LAKE LURE NC 287468600, LAKE LURE, NC 28746-8600 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Lake Lure Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $583,800 Land $100,000 Building $483,800 | $583,800 Land $100,000 Building $483,800 | |
| 2022 | $4,115.00 | ||
| 2021 | $4,115.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (2021–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures