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138 Camino Pacifico, Aptos, CA 95003 Property Records

Santa Cruz County property record for 138 Camino Pacifico, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,810 sqft · built 1988
Lot Size0.096 acres (4,182 sqft)
OwnerCompany Name on File
Tax Bill$6,530 (2025)
Deeds & MortgagesMar 2017 Transfer
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN054-591-09

Property Details

APN / Parcel Number

Primary APN054-591-09
Alternative APN
  • 054-591-09-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,810 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area4,182 sqft (0.096 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address138 CAMINO PACIFICO
CityAPTOS
StateCA
Zip95003-5884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-4
Legal SubdivisionSEASCAPE HIGHLANDS
Legal Lot Number8
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract122203

Owner

Source: Santa Cruz County assessment roll, APN 054-591-09, as of August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address138 CAMINO PACIFICO, APTOS, CA 95003-5884
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2017Quit Claim Deed, Transfer
TSI TITLE COMPANY, TSI TITLE CO
Mar 17, 2017Intrafamily Transfer, Transfer · VA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 09, 2017
Transfer Doc0000009137
Record UpdatedSep 20, 2026

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 17, 2017
Property Address138 CAMINO PACIFICO, APTOS, CA 95003-5884
Document Number0000009139
Instrument9139
Transaction TypeTransfer
Record UpdatedMar 31, 2017
Title CompanyTSI TITLE COMPANY, TSI TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address138 CAMINO PACIFICO APTOS CA 950035884, APTOS, CA 95003-5884

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMar 17, 2017
Property Address138 CAMINO PACIFICO, APTOS, CA 95003-5884
Document Number0000009137
Map ReferenceMAP77 PG30
Instrument DateMar 09, 2017
Instrument2017-0009137
Transaction TypeTransfer
Record UpdatedAug 17, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address138 CAMINO PACIFICO, APTOS, CA 95003-5884

Mortgage

Document Number0000009138
DateMar 17, 2017
Instrument2017-0009138
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2022
Change FrequencyAnnually
Min Rate At Change2.37%
Max Rate At Change4.37%
Index1-Year CMT
Margin2
Max Rate5%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll as of August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$427,584 (+2%) Land $195,244 Building $232,340
2025$6,530.00 (+15.27%) Homeowner's exemption$419,201 (+4.04%) Land $191,416 Building $227,785
2023$5,665.00 (+2.66%) Homeowner's exemption$402,923 Land $183,983 Building $218,940$1,267,920
2022$5,518.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 244 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Cruzio Internet, Etheric Communications, LLC..

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4410017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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