138 Bower Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 138 Bower Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1971
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (May 2020)
Tax Bill	$8,463 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134689-6363-03-186094-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6363-03-186094-0000`
Alternative APNs	`468900636300031860940000` `134689 6.363-3-186.94` `14186094`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Game Room	Game Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	401 sqft
Porch	Open Porch
Porch Area	650 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	14186094
Street Address	138 BOWER RD
City	POUGHKEEPSIE
State	NY
Zip	12603-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	.46 AC 1375 0449
Legal Block	3
Legal Lot Number	186
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1003
Census Tract	140202

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 BOWER RD, POUGHKEEPSIE, NY 12603-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 1, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 29, 2020	Grant Deed, Transfer · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Oct 3, 2013 · Amount on Record
Deed Document Number	20202020-51009
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	138 BOWER RD, POUGHKEEPSIE, NY 12603-1114
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050403
Date	Feb 14, 2024
Instrument	50403

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	138 BOWER RD, POUGHKEEPSIE, NY 12603-1114
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051963
Date	Apr 1, 2022
Instrument	51963

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	May 29, 2020
Property Address	138 BOWER RD, POUGHKEEPSIE, NY 12603-1114
Document Number	0000051009
Instrument Date	May 28, 2020
Instrument	51009
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	QUEEN CITY ABSTRACT, QUEEN CITY ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$784.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5710 CHERRY HILL DR POUGHKEEPSIE NY 126031702, POUGHKEEPSIE, NY 12603-1702

Mortgage

Document Number	51489
Date	May 29, 2020
Instrument	51489

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,463.00 (+25.38%)	$249,000 (-) Land $83,600 Building $165,400	$279,800 (+12.37%)
2023		$249,000 (+16.08%) Land $83,600 Building $165,400	$249,000 (+16.08%) Land $83,600 Building $165,400
2022		$214,500 Land $76,000 Building $138,500	$214,500 Land $76,000 Building $138,500
2020	$6,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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