138 Berner Ter, Milford, CT 06460 Property Records

Milford City property record for 138 Berner Ter, Milford, CT 06460

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,300 sqft · built 1968
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Sep 2016)
Tax Bill	$6,622 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MILF M:68 B:712 L:74A-M`

Property Details

APN / Parcel Number

Primary APN	`MILF M:68 B:712 L:74A-M`
Alternative APNs	`M:00068 B:00712 L:0074AM` `MLFD M:68 B:712 L:74A-M` `6491`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	1,300 sqft
Basement Area	1,040 sqft
Unfinished Basement	260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6491
Street Address	138 BERNER TER
City	MILFORD
State	CT
Zip	06460-6757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12.
Legal Block	712
Legal Lot Number	74A-M
Jurisdiction	MILFORD CT
Township / Civil Division	MILFORD
Census Block Group	5
Census Block	5002
Census Tract	151100

Owner

138 Berner Ter is owned and occupied by two individuals who bought it in September 2016.

Source: Milford City records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	138 BERNER TER, MILFORD, CT 06460-6757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2016 · Amount on File
Deed Sale	Sep 26, 2016 · Amount on File
Prior Sale	Oct 29, 1996 · Amount on File
Deed Document Number	20164428710002
Deed Book / Page	3700 / 429
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	138 BERNER TER, MILFORD, CT 06460-6757
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003930-147
Date	Mar 1, 2021
Book Page	3930/147

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Consolidated City	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,622.00	$224,100 (-) Land $103,330 Building $120,770	$320,143 Land $147,614 Building $172,529
2024	$6,622.00 (+8.75%)
2023	$6,089.00	$224,100 Land $103,330 Building $120,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Berner Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Berner Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20