138 Berkeley Ter, #40, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 138 Berkeley Ter, #40, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1956
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 1998)
Tax Bill	$7,748 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage May 2018 Mortgage
Flood Zone	Zone AO (high risk)
APN	`12-00431-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`12-00431-0000-00012`
Alternative APNs	`120043100012` `04799000`

Interior

Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	04799000
Street Address	138 BERKELEY TER, 40
City	PLAINFIELD
State	NJ
Zip	07062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 912 SQ FT
Legal Block	431
Legal Lot Number	12
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2008
Census Tract	38800

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 BERKELEY TER, PLAINFIELD, NJ 07062-1502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 1998 · Amount on Record
Deed Sale	Sep 17, 1998 · Amount on Record
Deed Document Number	199857560
Deed Book / Page	4719 / 74
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	138 BERKELEY TER # 40, 40, PLAINFIELD, NJ 07062-1502
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154592228
Date	Jan 31, 2024
Book Page	15459/2228
Instrument	60846

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	138 BERKELEY TER # 40, 40, PLAINFIELD, NJ 07062-1502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144460067
Date	May 29, 2018
Book Page	14446/0067
Instrument	657764

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,800 (-) Land $33,600 Building $53,200	$86,800 (-) Land $33,600 Building $53,200
2025	$7,748.00 (+2.23%)	$86,800 (-) Land $33,600 Building $53,200	$86,800 (-) Land $33,600 Building $53,200
2024	$7,579.00 (+3.23%)
2023		$86,800 Land $33,600 Building $53,200	$86,800 Land $33,600 Building $53,200
2022	$7,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 138 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	138 in force
Nearby Flood Claims	349 (1978–2025)
Claims Outside the SFHA	31 of 349
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 80 claims Hurricane Irene, Sep 2011 · 42 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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