138 Beach Bluff Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 138 Beach Bluff Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 5,894 sqft · built 1914
Lot Size	0.386 acres (16,832 sqft)
Owner	2 Trust Names on File
Last Sale	$1,350,000 (Jul 2019)
Tax Bill	$20,357 (2026)
Deeds & Mortgages	Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0031 B:009E L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0031 B:009E L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,894 sqft Living Area
Gross Area	7,176 sqft
Basement Area	2,040 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,832 sqft (0.386 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	138 BEACH BLUFF AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Subdivision	MARBLEHEAD & SWAMPSCOTT
Legal Block	9E
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	5
Census Block	5003
Census Tract	202200

Owner

138 Beach Bluff Ave is owner-occupied and held in a trust since July 2019.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	138 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1649
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Prior Sale	Dec 1, 2000 · Amount on File
Prior Transfer Date	Jul 22, 2019
Prior Transfer Doc	37700-371
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jul 26, 2019
Property Address	138 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1649
Document Number	37700-371
Book / Page	037700 / 000371
Instrument Date	Jul 22, 2019
Instrument	1907264220
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$6,156.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	138 BEACH BLUFF AVE SWAMPSCOTT MA 019071649, SWAMPSCOTT, MA 01907-1649

Tax Assessment & Valuation

The 2026 property tax bill for 138 Beach Bluff Ave was $20,357, up 8.7% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,357.00 (+8.67%)	$1,696,400 (+3.88%) Land $557,600 Building $1,138,800	$1,927,073 (+4.32%)
2025	$18,732.00	$1,633,100 Land $508,000 Building $1,125,100	$1,847,275
2023	$16,745.00	$1,426,300 Land $433,700 Building $992,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Beach Bluff Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Nearby Flood Policies	35 units insured incl. 2 condo units
Nearby Flood Claims	4 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 138 Beach Bluff Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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