138 Bay St, Peekskill, NY 10566 Property Records

Westchester County and Peekskill City property record for 138 Bay St, Peekskill, NY 10566

Property Summary

Property Type	Single Family Home
Lot Size	0.101 acres (4,428 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Jan 2021)
Tax Bill	$8,678 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551200 32.16-3-2`

Property Details

APN / Parcel Number

Primary APN	`551200 32.16-3-2`
Alternative APNs	`120003201600030020000000` `24.-3-12`

Exterior

Lot Area	4,428 sqft (0.101 acres)
Lot Dimensions	140 ft deep x 30 ft wide

Location & Zoning

Account Number	24.-3-12./
Street Address	138 BAY ST
City	PEEKSKILL
State	NY
Zip	10566-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PEEKSKILL
Census Block Group	3
Census Block	3015
Census Tract	14100

Owner

Source: Westchester County and Peekskill City records · APN 551200 32.16-3-2

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	138 BAY ST, PEEKSKILL, NY 10566-4430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	2021610083319
Record Updated	Jun 08, 2026

January 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 20, 2021
Property Address	138 BAY ST, PEEKSKILL, NY 10566-4430
Document Number	0610083319
Instrument Date	Jan 08, 2021
Instrument	610083319
Transaction Type	Transfer
Record Updated	May 06, 2022
Title Company	THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 BAY ST, 138, PEEKSKILL, NY 10566-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 MAIN ST # 2OTH, NEW YORK, NY 10044-0067

Mortgage

Document Number	0610193869
Date	Jan 20, 2021
Instrument	610193869

Lender

Name	SILVERMINE VENTUES LLC
Type	Non-Lending Institution
Address	PORT CHESTER, NY 10573

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Westchester County and Peekskill City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Peekskill City
Unified School District	Peekskill City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,678.00	$6,950 (-) Land $700 Building $6,250	$304,825 (+3.95%) Land $30,702 Building $274,123
2024		$6,950 (-) Land $700 Building $6,250	$293,249 (+0.84%) Land $29,536 Building $263,713
2023		$6,950 Land $700 Building $6,250	$290,795 Land $29,289 Building $261,506

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190141003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Communications Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile USA.

Based on FCC filings for 184 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5903452, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PEEKSKILL CITY serves 24,272 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.