138 Baker Ave, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 138 Baker Ave, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 5,561 sqft · built 1975
Lot Size	1.58 acres (69,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,740,000 (Nov 2025)
Tax Bill	$30,242 (2026)
Deeds & Mortgages	Dec 2024 Line of Credit Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:9E B:3797 L:2-1`

Property Details

APN / Parcel Number

Primary APN	`CONC M:9E B:3797 L:2-1`
Alternative APNs	`M:00009E B:03797-002-1` `2307`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,561 sqft Living Area
Gross Area	10,447 sqft
Basement Area	2,801 sqft
Unfinished Basement	2,801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Victorian
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,223 sqft (1.58 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2307
Street Address	138 BAKER AVE
City	CONCORD
State	MA
Zip	01742-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	LAND CONCORD
Legal Block	3797
Legal Lot Number	2-1
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2006
Census Tract	361100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Hosmer Homestead listed 1999 · 3 contributing resources · NRIS 99000659

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 BAKER AVE, CONCORD, MA 01742-2204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Nov 17, 2025	Quit Claim Deed, Transfer · Conventional Mortgage SHARON AND CRESCENT UNITED CREDIT U
Mar 29, 2019	Deed of Trust, Mortgage · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Nov 2, 2012 · Amount on Record
Deed Book / Page	84886 / 508
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	138 BAKER AVE, CONCORD, MA 01742-2204
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083536-569
Date	Dec 3, 2024
Book Page	83536/569
Instrument	137540

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	138 BAKER AVE, CONCORD, MA 01742-2204
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078449-268
Date	Aug 11, 2021
Book Page	78449/268
Instrument	180021

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Nov 17, 2025
Property Address	138 BAKER AVE, CONCORD, MA 01742-2204
Document Number	084886-508
Book / Page	84886 / 508
Instrument Date	Nov 17, 2025
Instrument	140656
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	138 BAKER AVE, CONCORD, MA 01742-2204

Mortgage

Document Number	0000140657
Date	Nov 17, 2025
Instrument	140657

Lender

Name	SHARON AND CRESCENT UNITED CREDIT U

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2032
Index	1-Year CMT

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	138 BAKER AVE, CONCORD, MA 01742-2204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72392-436
Date	Mar 29, 2019
Book Page	72392/436
Instrument	38787

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2029

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$30,242.00 (+2.1%)	$2,317,400 (+3.75%) Land $760,100 Building $1,557,300	$2,038,278 (+9.7%)
2025	$29,619.00 (+0.99%)	$2,233,700 (-) Land $723,900 Building $1,509,800	$1,858,105
2024	$29,328.00 (+20.85%)	$2,233,700 (+19.28%) Land $723,900 Building $1,509,800
2023	$24,269.00	$1,872,600 Land $658,000 Building $1,214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1979–2010)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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