138 Bainbridge Cir, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 138 Bainbridge Cir, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,490 sqft · built 1996
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2020)
Tax Bill	$1,794 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4386-20-80-8659`

Property Details

APN / Parcel Number

Primary APN	`4386-20-80-8659`
Alternative APNs	`80-4386-20-80-8659` `80000972` `000972`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,490 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80000972
Street Address	138 BAINBRIDGE CIR
City	READING
State	PA
Zip	19608-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BEVERLY HEIGHTS
Legal Block	80
Legal Lot Number	71
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	4
Census Block	4006
Census Tract	10803

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	138 BAINBRIDGE CIR, READING, PA 19608-1769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 2, 2020	Deed, Transfer · Conventional Mortgage CUSTOMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Feb 2, 2004 · Amount on Record
Deed Document Number	202017875
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	138 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1769
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022132
Date	Jul 3, 2018
Instrument	2018022132

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	READING, PA 19610

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	95 Months
Due	Jun 25, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 2, 2020
Property Address	138 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1769
Document Number	0000017875
Map Reference	MB 213 PG 21
Instrument Date	May 26, 2020
Instrument	2020017875
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1769

Mortgage

Document Number	0000017876
Date	Jun 2, 2020
Instrument	2020017876

Lender

Name	CUSTOMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,794.00 (+18.73%) Homeowner's exemption	$91,500 (-) Land $19,300 Building $72,200	$19,300 (-78.91%) Land $19,300
2024	$1,511.00	$91,500 Land $19,300 Building $72,200
1994			$91,500 Land $19,300 Building $72,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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