Surry County property record for 138 Arthur Needham Rd, Pilot Mountain, NC 27041
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,657 sqft · built 2023 |
| Lot Size | 2.67 acres (116,305 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Aug 2026) |
| Tax Bill | $4,063 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5947-00-99-1045 |
| Primary APN | 5947-00-99-1045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,657 sqft Living Area |
| 1st Floor Area | 2,892 sqft |
| Attic | Attic |
| Attic Area | 120 sqft |
| Flooring | Torginol |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 116,305 sqft (2.67 acres) |
| Lot Width | 516 ft Width |
| Garage Area | 1,424 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 678 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100122334 |
|---|---|
| Street Address | 138 ARTHUR NEEDHAM RD |
| City | PILOT MOUNTAIN |
| State | NC |
| Zip | 27041-8155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | T-2 |
| Legal Subdivision | ARARAT TO POWER DAM |
| Jurisdiction | SURRY NC |
| Township / Civil Division | LONG HILL |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 930102 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 138 ARTHUR NEEDHAM RD, PILOT MOUNTAIN, NC 27041-8155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Jul 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Feb 9, 2022 | Warranty Deed, Transfer |
| Feb 9, 2022 | Warranty Deed, Transfer |
| Sep 14, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on Record |
| Deed Sale | Aug 21, 2026 · Amount on Record |
| Prior Sale | Feb 9, 2022 · Amount on Record |
| Deed Document Number | 2026736343 |
| Deed Book / Page | 1986 / 789 |
| Prior Transfer Date | Apr 15, 2005 |
| Prior Transfer Doc | 01073/0153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Aug 21, 2026 |
| Property Address | 138 ARTHUR NEEDHAM RD, PILOT MOUNTAIN, NC 27041-8155 |
| Document Number | 0000736343 |
| Book / Page | 1986 / 789 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 2026736343 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 ARTHUR NEEDHAM RD, PILOT MOUNTAIN, NC 27041-8155 |
| Document Number | 0000736344, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 2026736344 |
| Name | EMM LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 138 ARTHUR NEEDHAM RD, PILOT MOUNTAIN, NC 27041-8155 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01862/1067 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 1862/1067 |
| Instrument | 707423 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Feb 9, 2022 |
| Property Address | 138 ARTHUR NEEDHAM RD, PILOT MOUNTAIN, NC 27041-8155 |
| Document Number | 001800/576 |
| Book / Page | 1800 / 576 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 692557 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2044 REEVES MILL RD, MOUNT AIRY, NC 27030-9748 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Feb 9, 2022 |
| Property Address | 138 ARTHUR NEEDHAM RD, PILOT MOUNTAIN, NC 27041-8155 |
| Document Number | 001800/573 |
| Book / Page | 1800 / 573 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 692556 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 SOUTHRIDGE LN, MOUNT AIRY, NC 27030-8146 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Sep 14, 2021 |
| Property Address | 138 ARTHUR NEEDHAM RD, PILOT MOUNTAIN, NC 27041-8155 |
| Document Number | 001779/431 |
| Book / Page | 1779 / 431 |
| Instrument Date | Sep 12, 2021 |
| Instrument | 687910 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 253 MARLBORO TRL, PILOT MOUNTAIN, NC 27041-7488 |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,063.00 (-0.83%) | $541,630 (-21.32%) Land $18,050 Building $523,580 | $541,630 (-21.32%) Land $18,050 Building $523,580 |
| 2025 | $4,097.00 (+2,295.91%) | $688,370 (+285.53%) Land $18,050 Building $670,320 | $688,370 (+285.53%) Land $18,050 Building $670,320 |
| 2023 | $171.00 | $178,550 Land $18,050 Building $160,500 | $178,550 Land $18,050 Building $160,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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