Bergen County and Allendale Borough property record for 138 Arcadia Rd, Allendale, NJ 07401
| Property Type | Single Family Home |
|---|---|
| Details | 3,361 sqft · built 1963 |
| Lot Size | 0.637 acres (27,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,000 (Aug 1997) |
| Tax Bill | $20,308 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01902-0000-00012 |
| Primary APN | 01-01902-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,361 sqft Living Area |
| 1st Floor Area | 3,361 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 27,748 sqft (0.637 acres) |
| Lot Dimensions | 155 ft deep x 179 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 144900 |
|---|---|
| Street Address | 138 ARCADIA RD |
| City | ALLENDALE |
| State | NJ |
| Zip | 07401-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA |
| Legal Description | .637 AC |
| Legal Subdivision | BRIAR HILLS SEC 2-D |
| Legal Block | 1902 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1001 |
138 Arcadia Rd is owned and occupied by two individuals who bought it in August 1997.
Source: Bergen County and Allendale Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 ARCADIA RD, ALLENDALE, NJ 07401-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 27, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 1997 · Amount on File |
| Deed Sale | Aug 15, 1997 · Amount on File |
| Deed Book / Page | 7996 / 210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 138 ARCADIA RD, ALLENDALE, NJ 07401-2002 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040110916 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 4011/916 |
| Instrument | 2021035639 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 138 ARCADIA RD, ALLENDALE, NJ 07401-2002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0044310372 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 4431/372 |
| Instrument | 2021161779 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 138 Arcadia Rd was $20,308, up 3.9% from the year before.
Source: Bergen County and Allendale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Allendale Borough |
| Elementary School District | Allendale Borough School District (KG - 08) |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,077,800 (+7.74%) Land $589,900 Building $487,900 | $1,077,800 (+7.74%) Land $589,900 Building $487,900 | |
| 2025 | $20,308.00 (+3.94%) | $1,000,400 Land $569,900 Building $430,500 | $1,000,400 Land $569,900 Building $430,500 |
| 2024 | $19,539.00 | ||
| 2023 | $860,700 Land $463,700 Building $397,000 | $860,700 Land $463,700 Building $397,000 | |
| 2022 | $18,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Arcadia Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Arcadia Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NJ ALLENDALE WATER SYSTEM serves 6,702 people · EPA ID NJ0201001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Tetrachloroethylene resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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