138 Andover Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 138 Andover Dr, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details3,119 sqft · built 1960
Lot Size0.349 acres (15,202 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Aug 2017)
Tax Bill$14,995 (2025)
Deeds & MortgagesJul 2021 Second Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN14-01801-0000-00011

Property Details

APN / Parcel Number

Primary APN14-01801-0000-00011
Alternative APNs
  • 1400478J00002
  • 140180100011

Interior

Building Area3,119 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleBi-Level
Lot Area15,202 sqft (0.349 acres)

Location & Zoning

Old Parcel Number1400478J00002
Street Address138 ANDOVER DR
CityWAYNE
StateNJ
Zip07470-2933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPREAKNESS VLY ESTATES SEC 2
Legal Block1801
Legal Lot Number11
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group3
Census Block3005
Census Tract246101

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address138 ANDOVER DR, WAYNE, NJ 07470-2933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GARDEN SAVINGS FCU
Feb 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2017 · Amount on Record
Deed SaleAug 31, 2017 · Amount on Record
Prior SaleOct 23, 1996 · Amount on Record
Deed Document Number201742072
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address138 ANDOVER DR, WAYNE, NJ 07470-2933
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045038
DateJul 13, 2021
Book PageM17274/155
Instrument2021045038
Lender
NameGARDEN SAVINGS FCU
TypeCredit Union
AddressPARSIPPANY, NJ 07054
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJul 15, 2031

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address138 ANDOVER DR, WAYNE, NJ 07470-2933
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTOWN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006185
DateFeb 5, 2018
Book PageM14888/0279
Instrument2018006185
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,000 (-) Land $111,500 Building $138,500$250,000 (-) Land $111,500 Building $138,500
2025$14,995.00 (+0.87%)$250,000 (-) Land $111,500 Building $138,500$250,000 (-) Land $111,500 Building $138,500
2024$14,865.00 (+5.16%)
2023$250,000 Land $111,500 Building $138,500$250,000 Land $111,500 Building $138,500
2022$14,135.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1987–1999)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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