138 Alta Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 138 Alta Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2,776 sqft · built 1979
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Jan 2017)
Tax Bill	$15,005 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-081-20`

Property Details

APN / Parcel Number

Primary APN	`045-081-20`
Alternative APN	`045-081-20-000`

Interior

Total Rooms	8 Rooms
Building Area	2,776 sqft Living Area
Gross Area	3,410 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	8,320 sqft (0.191 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Deck Area	695 sqft
Patio Area	695 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	138 ALTA DR
City	WATSONVILLE
State	CA
Zip	95076-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-9
Legal Subdivision	LA SELVA ACRES
Legal Lot Number	10
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3018
Census Tract	122300

Owner

138 Alta Dr is owned and occupied by an individual who bought it in January 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1840 41ST AVE, CAPITOLA, CA 95010-2513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE NARAN TRUST
Jun 5, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage NARAN FAMILY TRUST (IT)
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage NARAN FAMILY TRUST (PT)
Jan 18, 2017	Grant Deed, Transfer · Conventional Mortgage SANTA CRUZ HM FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2017 · Amount on File
Deed Sale	Jan 18, 2017 · Amount on File
Prior Sale	Sep 26, 2014 · Amount on File
Deed Document Number	20171950
Prior Transfer Date	May 22, 2000
Prior Transfer Doc	0000026393
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	138 ALTA DR, WATSONVILLE, CA 95076-1623
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 41ST AVE 102, 102, CAPITOLA, CA 95010-2527

Mortgage

Document Number	0000023529
Date	Dec 7, 2023
Instrument	2023-0023529

Lender

Name	THE NARAN TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	138 ALTA DR, WATSONVILLE, CA 95076-1623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017022
Date	Jun 5, 2018
Instrument	2018-0017022

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	138 ALTA DR, WATSONVILLE, CA 95076-1623
Document Number	0000034772
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 41ST AVE #102-160 CAPITOLA CA 950102513, 102-16, CAPITOLA, CA 95010-2513

Mortgage

Document Number	0000034772
Date	Nov 20, 2018
Instrument	34772

Lender

Name	NARAN FAMILY TRUST (IT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	138 ALTA DR, WATSONVILLE, CA 95076-1623
Document Number	0000019590
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 41ST AVE #102-160 CAPITOLA CA 950102527, 102-16, CAPITOLA, CA 95010-2527

Mortgage

Document Number	0000019590
Date	Jun 14, 2017
Instrument	19590

Lender

Name	NARAN FAMILY TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 18, 2017
Property Address	138 ALTA DR, WATSONVILLE, CA 95076-1623
Document Number	0000001950
Instrument Date	Jan 11, 2017
Instrument	1950
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 41ST AVE #102-160 CAPITOLA CA 950102527, 102-16, CAPITOLA, CA 95010-2527

Mortgage

Document Number	1951
Date	Jan 18, 2017
Instrument	1951

Lender

Name	SANTA CRUZ HM FIN
Type	Funding / Finance Company
Address	SANTA CRUZ, CA 95062

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Mortgage

Document Number	1952,
Date	Jan 18, 2017
Instrument	1952

Lender

Name	SHAWN & JENNIFER LIPMAN
Address	244 VISTA BELLA DR, SANTA CRUZ, CA 95060-1944
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 138 Alta Dr was $15,005 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,242,988 (+2%) Land $720,933 Building $522,055
2025	$15,005.00 Homeowner's exemption	$1,218,615 Land $706,797 Building $511,818
2023	$13,072.00 (+1.8%) Homeowner's exemption	$1,171,295 Land $679,351 Building $491,944	$1,216,530
2022	$12,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Alta Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Alta Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio.

Nearby Properties on Alta Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures