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138 Albert St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 138 Albert St, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,532 sqft · built 1966
Lot Size0.333 acres (14,500 sqft)
OwnerIndividual Name on File
Last Sale$214,000 (Jun 2009)
Tax Bill$4,514 (2026)
Deeds & MortgagesJun 2022 Mortgage
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APN106-03500-93-001

Property Details

APN / Parcel Number

Primary APN106-03500-93-001
Alternative APN
  • WSPR M:00106 B:03500 L:00093

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,532 sqft Living Area
Gross Area3,069 sqft
Basement Area816 sqft
Unfinished Basement816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area14,500 sqft (0.333 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number106-03500-93-001
Street Address138 ALBERT ST
CityWEST SPRINGFIELD
StateMA
Zip01089-2378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal Block3500
Legal Lot Number93
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group1
Census Block1006
Census Tract812404

Owner

138 Albert St is owned and occupied by an individual who acquired it in May 2022.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address138 ALBERT ST, WEST SPRINGFIELD, MA 01089-2378
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
FREEDOM CU
May 3, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2009 · Amount on File
Deed SaleJun 26, 2009 · Amount on File
Prior SaleSep 17, 2001 · Amount on File
Deed Document Number200941401
Deed Book / Page17859 / 562
Last Transfer DateMay 3, 2022
Transfer Doc024529-464
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address138 ALBERT ST, WEST SPRINGFIELD, MA 01089-2378
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024579-420
DateJun 6, 2022
Book Page24579/420
Instrument34098
Lender
NameFREEDOM CU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term181 Months
DueJul 1, 2037

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 3, 2022
Property Address138 ALBERT ST, WEST SPRINGFIELD, MA 01089-2378
Document Number024529-464
Book / Page24529 / 464
Instrument DateMay 3, 2022
Instrument27008
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address138 ALBERT ST, WEST SPRINGFIELD, MA 01089-2378

Tax Assessment & Valuation

The 2026 property tax bill for 138 Albert St was $4,514, up 4% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,514.00 (+3.99%)$322,000 (+10.31%) Land $122,200 Building $199,800$341,827 (+4.48%)
2025$4,341.00 (+3.68%)$291,900 (+3.25%) Land $111,100 Building $180,800$327,180
2024$4,187.00 (+7.3%)$282,700 (+12.58%) Land $111,100 Building $171,600
2023$3,902.00$251,100 Land $111,100 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Albert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Albert St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Whip City Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Albert St

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