138 7th St NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 138 7th St NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	920 sqft · built 1905
Lot Size	0.146 acres (6,381 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Apr 2021)
Tax Bill	$1,970 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-360-0300`

Property Details

APN / Parcel Number

Primary APN	`21-360-0300`

Interior

Building Area	920 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	6,381 sqft (0.146 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	49 sqft

Location & Zoning

Street Address	138 7TH ST NW
City	MILACA
State	MN
Zip	56353-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& E 10 FT OF LOT 16 BLK 4
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	HIGHLAND PARK ADDITION TO MILACA
Legal Block	4
Legal Lot Number	17
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3024
Census Tract	170500

Owner

138 7th St NW is owned and occupied by an individual who bought it in April 2021.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	138 7TH ST NW, MILACA, MN 56353-1723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Deed Document Number	2021423683
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 6, 2021
Property Address	138 7TH ST NW, MILACA, MN 56353-1723
Document Number	A423683
Instrument Date	Apr 1, 2021
Instrument	A423683
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 7TH ST NW, MILACA, MN 56353-1723

Mortgage

Document Number	000A423685
Date	Apr 6, 2021
Instrument	A423685

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 138 7th St NW was $1,970.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,970.00	$171,400 (+0.41%) Land $36,000 Building $135,400	$171,400 (+0.41%) Land $36,000 Building $135,400
2025		$170,700 Land $32,000 Building $138,700	$170,700 Land $32,000 Building $138,700
2023	$1,592.00	$148,400 Land $28,000 Building $120,400	$148,400 Land $28,000 Building $120,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 7th St NW in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 7th St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20