138 3rd St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 138 3rd St, Mount Carmel, PA 17851

Property Summary

Property TypeSingle Family Home
Lot Size0.096 acres (4,200 sqft)
OwnerIndividual Name on Record
Tax Bill$978 (2026)
Deeds & MortgagesNov 2023 Line of Credit
Sep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN008-01-069-070

Property Details

APN / Parcel Number

Primary APN008-01-069-070

Exterior

Lot Area4,200 sqft (0.096 acres)
Lot Dimensions100 ft deep x 42 ft wide

Location & Zoning

Street Address138 3RD ST
CityMOUNT CARMEL
StatePA
Zip17851-2547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 42 X 100
JurisdictionNORTHUMBERLAND PA
Township / Civil DivisionMOUNT CARMEL
Census Block Group2
Census Block2028
Census Tract80900

Owner

Source: Northumberland County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address138 3RD ST, MOUNT CARMEL, PA 17851-2547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Line of Credit
SERVICE 1ST FCU
Sep 22, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 22, 2023
Transfer Doc0003286/77
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHUMBERLAND PA
Property Address138 3RD ST, MOUNT CARMEL, PA 17851-2547
Transaction TypeMortgage
Record UpdatedNov 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003297/583
DateNov 16, 2023
Book Page3297/583
Instrument202316609
Lender
NameSERVICE 1ST FCU
TypeCredit Union
AddressDANVILLE, PA 17821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 15, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNORTHUMBERLAND PA
Recording DateSep 22, 2023
Property Address138 3RD ST, MOUNT CARMEL, PA 17851-2547
Document Number0003286/77
Book / Page3286 / 77
Map ReferenceMB 256 PG 373
Instrument DateSep 20, 2023
Instrument202313822
Transaction TypeTransfer
Record UpdatedOct 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 3RD ST, MOUNT CARMEL, PA 17851-2547

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyNorthumberland County
County SubdivisionMount Carmel Township
Unified School DistrictMount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$978.00 (+12.8%)$8,020 (-) Land $860 Building $7,160
2024$867.00$8,020 (-) Land $860 Building $7,160
2023$867.00$8,020 Land $860 Building $7,160
1972$8,020 Land $860 Building $7,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2008–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2011 · Tropical Storm Lee
Claims by Event
  • Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA ROARING CREEK DIVISION
private · serves 43,000 people · EPA ID PA4490024
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2026
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Fiber · Cable
2,000 / 2,000

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