138 3rd St, Ashland, OR 97520 Property Records

Jackson County property record for 138 3rd St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 980 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Jul 2026)
Tax Bill	$5,425 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`391E09BA8100`

Property Details

APN / Parcel Number

Primary APN	`391E09BA8100`
Alternative APNs	`391E09BA08100` `10065095`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	980 sqft Living Area
Gross Area	1,903 sqft
1st Floor Area	980 sqft
Attic	Attic
Attic Area	923 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2001
Exterior Material	Concrete
Roof Material	Other
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	187 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	138 3RD ST
City	ASHLAND
State	OR
Zip	97520-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	2
Legal Subdivision	RAILROAD ADDITION
Legal Block	1
Legal Lot Number	17,18
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1027
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashland Railroad Addition Historic District listed 1999 · 256 contributing resources · NRIS 99000533

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 3RD ST, ASHLAND, OR 97520-1942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 2, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Deed Document Number	202615169
Prior Transfer Date	Dec 23, 2005
Prior Transfer Doc	0000078750
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jul 10, 2026
Property Address	138 3RD ST, ASHLAND, OR 97520-1942
Document Number	0000015169
Instrument Date	May 28, 2026
Instrument	202615169
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	138 3RD ST, ASHLAND, OR 97520-1942

Mortgage

Document Number	0000015170,
Date	Jul 10, 2026
Instrument	202615170

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Jan 2, 2026
Property Address	138 3RD ST, ASHLAND, OR 97520-1942
Document Number	0000000002
Instrument Date	Jan 1, 2026
Instrument	2026-000002
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 3RD ST, ASHLAND, OR 97520-1942

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	138 3RD ST, ASHLAND, OR 97520-1942

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,850 (+3%)	$577,440 (+9.63%) Land $240,730 Building $336,710
2025	$5,425.00 (+2.15%)	$342,580 (+3%) Land $142,640 Building $199,940	$526,720 (+7.86%) Land $214,000 Building $312,720
2024	$5,311.00 (+3.37%)	$332,610 (+3%) Land $138,490 Building $194,120	$488,320 (-18.23%) Land $208,000 Building $280,320
2023	$5,138.00 (+3.32%)	$322,930 (+3%) Land $134,460 Building $188,470	$597,200 (-10.37%) Land $381,320 Building $215,880
2022	$4,973.00	$313,530 Land $130,550 Building $182,980	$666,260 Land $381,760 Building $284,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

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