138 2nd St S, Sabin, MN 56580 Property Records

Clay County property record for 138 2nd St S, Sabin, MN 56580

Property Summary

Property Type	Single Family Home
Details	built 1959
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$101,436 (Mar 2006)
Tax Bill	$2,924 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06.017.2205`

Property Details

APN / Parcel Number

Primary APN	`06.017.2205`

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	138 2ND ST S
City	SABIN
State	MN
Zip	56580-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 17 TOWNSHIP 138 RANGE 047 PART OF AUDITOR'S OUTLOT P BEG. 150' S OF NW CORNER; E 168'; S 150'; W 168' & N 150' TO BEG
Legal Range	47
Legal Township	138
Legal Section	17
Legal Subdivision	CITY SABIN
Jurisdiction	CLAY MN
Township / Civil Division	ELMWOOD
Census Block Group	3
Census Block	3040
Census Tract	30110

Owner

138 2nd St S is owned and occupied by an individual who bought it in March 2006.

Source: Clay County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	138 2ND ST S, SABIN, MN 56580-4119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS CU
Jun 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED SAVINGS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2006 · Amount on File
Deed Sale	Mar 16, 2006 · Amount on File
Deed Document Number	2006624979
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	138 2ND ST S, SABIN, MN 56580-4119
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000831012
Date	Aug 4, 2022
Instrument	831012

Lender

Name	UNITED SAVINGS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 3, 2032

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	138 2ND ST S, SABIN, MN 56580-4119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000769677
Date	Jun 16, 2017
Instrument	769677

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2027

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	138 2ND ST S, SABIN, MN 56580-4119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000809140
Date	Nov 25, 2020
Instrument	809140

Lender

Name	UNITED SAVINGS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	144 Months
Due	Dec 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 138 2nd St S was $2,924.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
County Subdivision	Elmwood Township
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,924.00	$301,500 (+9.04%) Land $55,000 Building $246,500	$301,500 (+9.04%) Land $55,000 Building $246,500
2025		$276,500 Land $55,000 Building $221,500	$276,500 Land $55,000 Building $221,500
2023	$2,418.00 Homeowner's exemption	$245,700 Land $55,000 Building $190,700	$245,700 Land $55,000 Building $190,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 2nd St S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 2nd St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St S

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