138 23rd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 138 23rd Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,125 sqft · built 1962
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Nov 2025)
Tax Bill	$2,160 (2026)
Deeds & Mortgages	Nov 2025 Sale Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50052-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50052-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Width	46 ft Width
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	138 23RD AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 023 BLK 002 PROSPECT ADD SECTION 15 TOWNSHIP 124 RANGE 028 SECTION 15 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	PROSPECT ADD
Legal Block	2
Legal Lot Number	23
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3014
Census Tract	602

Owner

Source: Stearns County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 23RD AVE N, SAINT CLOUD, MN 56303-4336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer
Jan 12, 2021	Warranty Deed, Transfer MISC COMPANY
Mar 20, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	20251703459
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 18, 2025
Property Address	138 23RD AVE N, SAINT CLOUD, MN 56303-4336
Document Number	00A1703459
Instrument Date	Nov 12, 2025
Instrument	A1703459
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 3RD ST N, SAINT CLOUD, MN 56303-3907

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 12, 2021
Property Address	138 23RD AVE N, SAINT CLOUD, MN 56303-4336
Document Number	00A1591491
Instrument Date	Jan 8, 2021
Instrument	A1591491
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 23RD AVE N, SAINT CLOUD, MN 56303-4336

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 20, 2020
Property Address	138 23RD AVE N, SAINT CLOUD, MN 56303-4336
Document Number	00A1565114
Instrument Date	Mar 13, 2020
Instrument	A1565114
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 23RD AVE N, SAINT CLOUD, MN 56303-4336

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,160.00 (+17.01%)	$173,600 (-) Land $25,000 Building $148,600	$173,600 (-) Land $25,000 Building $148,600
2025	$1,846.00 (+7.08%) Homeowner's exemption	$173,600 (+4.26%) Land $25,000 Building $148,600	$173,600 (+4.26%) Land $25,000 Building $148,600
2023	$1,724.00	$166,500 Land $25,000 Building $141,500	$166,500 Land $25,000 Building $141,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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