Monroe County property record for 138 1st Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1964 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,424 (2024) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00475440-000000 |
| Primary APN | 00475440-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 80 sqft |
| Fence | Fence |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 1582565 |
|---|---|
| Old Parcel Number | 11613900475440000000 |
| Street Address | 138 1ST RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 8 LT 4 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR602-872 OR907-574 OR1001-552 OR1595-1155 OR2568-1633 OR2754-1244/46 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 11 |
| Legal Subdivision | LARGO SOUND VILLAGE |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 138 1ST RD, KEY LARGO, FL 33037-4843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2017 |
| Deed Sale | Feb 1, 2017 |
| Prior Sale | May 8, 2012 · Amount on Record |
| Deed Document Number | 0028391416 |
| Deed Book / Page | 2568 / 1633 |
| Prior Transfer Date | Aug 5, 2015 |
| Prior Transfer Doc | 2040368 |
| Record Updated | Jun 8, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 15, 2017 |
| Property Address | 138 1ST RD, KEY LARGO, FL 33037-4843 |
| Document Number | 0028391416 |
| Book / Page | 2839 / 1416 |
| Map Reference | MB4 PG92 |
| Instrument Date | Aug 8, 2016 |
| Instrument | 2110697 |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX 373006, KEY LARGO, FL 33037-8006 |
| Name | Verified Name |
|---|---|
| Address | 138 1ST RD, KEY LARGO, FL 33037-4843 |
| Document Number | 0028391418 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 2839/1418 |
| Instrument | 2110699 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $249,868 (+5.99%) | $464,592 (-0.94%) Land $312,000 Building $152,592 | |
| 2024 | $2,424.00 (+5.67%) | ||
| 2023 | $2,294.00 (+4.94%) Homeowner's exemption | $235,755 (+3%) | $469,003 (+13.64%) Land $330,000 Building $139,003 |
| 2022 | $2,186.00 Homeowner's exemption | $228,889 | $412,727 Land $270,000 Building $142,727 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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