138 109th Ave, Plainwell, MI 49080 Property Records

Allegan County property record for 138 109th Ave, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,344 sqft · built 1986
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,084 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-012-023-10`

Property Details

APN / Parcel Number

Primary APN	`08-012-023-10`
Alternative APN	`03-08-012-023-10`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Lot Area	871,200 sqft (20 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	138 109TH AVE
City	PLAINWELL
State	MI
Zip	49080-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM 1322.20' E OF W 1/4 PST TH E 661.11' TH S 1321.46' TH W 661.26' TH N 1321.94' TO POB SEC 12 T1N R11W (95)
Legal Range	11W
Legal Township	01N
Legal Section	12
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	1
Census Block	1036
Census Tract	32000

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 109TH AVE, PLAINWELL, MI 49080-9311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Feb 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 16, 2022
Transfer Doc	004734/122
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	138 109TH AVE, PLAINWELL, MI 49080-9311
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004264/006
Date	Jul 17, 2018
Book Page	4264/006

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Feb 28, 2022
Property Address	138 109TH AVE, PLAINWELL, MI 49080-9311
Document Number	004734/122
Book / Page	4734 / 122
Instrument Date	Feb 16, 2022
Instrument	2022004023
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	138 109TH AVE, PLAINWELL, MI 49080-9311

Mortgage

Document Number	0004734125
Date	Feb 28, 2022
Instrument	4734/125

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,000 (+15.8%) Land $87,500 Building $71,500	$318,000 (+15.8%) Land $175,000 Building $143,000
2025	$3,084.00 (-1%) Homeowner's exemption	$137,300 (+13.47%) Land $65,000 Building $72,300	$274,600 (+13.47%) Land $130,000 Building $144,600
2024	$3,115.00 (+13.69%)
2023		$121,000 Land $47,500 Building $73,500	$242,000 Land $95,000 Building $147,000
2022	$2,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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