13796 Macclain St, Gowen, MI 49326 Property Records

Kent County property record for 13796 Macclain St, Gowen, MI 49326

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1940
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Nov 2025)
Tax Bill	$388 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-08-01-301-028`

Property Details

APN / Parcel Number

Primary APN	`41-08-01-301-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Basement Area	216 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	85,378 sqft (1.96 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13796 MACCLAIN ST
City	GOWEN
State	MI
Zip	49326-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF GOVT LOT 3 COM 1175.97 FT W ALONG E&W 1/4 LINE FROM CEN OF SEC SD PT BEING 1489.10 FT E ALONG E&W 1/4 LINE FROM W 1/4
Legal Range	09W
Legal Township	09N
Legal Section	01
Legal Lot Number	3
Jurisdiction	KENT MI
Township / Civil Division	OAKFIELD
Census Block Group	2
Census Block	2005
Census Tract	10802

Owner

Source: Kent County records · APN 41-08-01-301-028

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15655 GATES RD, HOWARD CITY, MI 49329-9320
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN MUNICIPAL CORP
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Mar 04, 2025 · Amount on Record
Deed Document Number	2025111373983
Prior Transfer Date	May 05, 2010
Prior Transfer Doc	0000049472
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13796 MACCLAIN ST, GOWEN, MI 49326-9713
Transaction Type	Mortgage
Record Updated	Dec 02, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13796 MACCLAIN ST, GOWEN, MI 49326-9713

Mortgage

Document Number	0000077244
Date	Oct 05, 2022
Instrument	20221005-0077244

Lender

Name	MICHIGAN MUNICIPAL CORP
Type	Government Agency
Address	GRAND RAPIDS, MI 49503

Agreement

Type	Line of Credit

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 13, 2025
Property Address	13796 MACCLAIN ST, GOWEN, MI 49326-9713
Document Number	0000073983
Instrument Date	Nov 10, 2025
Instrument	20251113-0073983
Transaction Type	Transfer
Record Updated	Dec 02, 2025
Title Company	VERIFIED TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,672.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13796 MACCLAIN ST, GOWEN, MI 49326-9713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15655 GATES RD, HOWARD CITY, MI 49329-9320

Mortgage

Document Number	0000073984
Date	Nov 13, 2025
Instrument	20251113-0073984

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Oakfield Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$388.00 (-58.1%)	$87,200 (+42.95%)	$174,400 (+42.95%)
2023	$926.00 (+2.66%)	$61,000	$122,000
2019	$902.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband Fiber Holding.

Based on FCC filings for 47 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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