13792 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 13792 Jomatt Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,865 sqft · built 2019
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Company Names on File
Last Sale	$452,000 (Feb 2019)
Tax Bill	$10,759 (2025)
Deeds & Mortgages	Jan 2024 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-22-27-1960-00-730`

Property Details

APN / Parcel Number

Primary APN	`34-22-27-1960-00-730`
Alternative APNs	`272234196000730` `128901` `129684` `131067`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,865 sqft Living Area
Gross Area	5,651 sqft
1st Floor Area	2,505 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,125 sqft (0.187 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13792 JOMATT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-0070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS RESERVE PHASE 1 85/13 LOT 73
Legal Range	27E
Legal Township	22S
Legal Section	34
Legal Subdivision	CYPRESS RESERVE PH 1
Legal Phase	1
Legal Tract	1960
Legal Lot Number	73
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3017
Census Tract	17116

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1225 VIENNA DR, 367, SUNNYVALE, CA 94089-1844
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 27, 2019	Special Warranty Deed, Transfer · ARM A&D MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	2019119959
Last Transfer Date	Dec 4, 2023
Transfer Doc	0000010686
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jan 5, 2024
Property Address	13792 JOMATT LOOP, WINTER GARDEN, FL 34787-0070
Document Number	0000010686
Map Reference	MB 85 PG 13-19
Instrument Date	Dec 4, 2023
Instrument	20240010686
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 VIENNA DR SPC 367, 367, SUNNYVALE, CA 94089-1844

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1225 VIENNA DR SPC 367, 367, SUNNYVALE, CA 94089-1844

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 31, 2020
Property Address	13792 JOMATT LOOP, WINTER GARDEN, FL 34787-0070
Document Number	0000684193
Instrument Date	Dec 18, 2020
Instrument	684193
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	EXPRESS TITLE, EXPRESS TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1225 VIENNA DR #367 SUNNYVALE CA 940891844, 367, SUNNYVALE, CA 94089-1844

Mortgage

Document Number	684194
Date	Dec 31, 2020
Instrument	684194

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 27, 2019
Property Address	13792 JOMATT LOOP, WINTER GARDEN, FL 34787-0070
Document Number	0000119959
Map Reference	MB 85 PG 13-19
Instrument Date	Feb 25, 2019
Instrument	20190119959
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13792 JOMATT LOOP, WINTER GARDEN, FL 34787-0070

Mortgage

Document Number	0000119960
Date	Feb 27, 2019
Instrument	20190119960

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Margin	5
Max Rate	11.1%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$694,819 (+1%)	$695,660 (-1.2%) Land $115,000 Building $580,660
2025	$10,759.00 (+5.64%)	$631,654 (-5.84%)	$704,130 (+4.96%) Land $115,000 Building $589,130
2024	$10,185.00 (+9.99%)
2023	$9,260.00 (+12.2%)	$670,831 (+15.84%) Land $100,000 Building $570,831	$670,831 (+15.84%) Land $100,000 Building $570,831
2022	$8,253.00	$579,100 Land $100,000 Building $479,100	$579,100 Land $100,000 Building $479,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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