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13785 Point Lookout Rd, Ridge, MD 20680 Property Records

St. Mary's County property record for 13785 Point Lookout Rd, Ridge, MD 20680

Property Summary

Property TypeCommercial
Details2 ba · 1,680 sqft · built 2020
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$349,900 (Aug 2020)
Tax Bill$4,237 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN01-005472

Property Details

APN / Parcel Number

Primary APN01-005472
Alternative APNs
  • 1005472
  • 005472

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area120 sqft
Patio Area580 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number005472
Street Address13785 POINT LOOKOUT RD
CityRIDGE
StateMD
Zip20680-3204
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeVMX
Legal Description1.00 ACRE W/S MD RT 5 ST INIGOES
JurisdictionST MARY'S MD
Township / Civil Division1, ST. INIGOES
Census Block Group1
Census Block1025
Census Tract876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address13785 POINT LOOKOUT RD, RIDGE, MD 20680-3204
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed, Transfer · FHA Mortgage
E MORTGAGE MANAGEMENT LLC
Jun 3, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2020 · Amount on File
Deed SaleAug 25, 2020 · Amount on File
Prior SaleJun 3, 2019 · Amount on File
Deed Book / Page5440 / 172
Prior Transfer DateMar 8, 2012
Prior Transfer Doc0036880424
Record UpdatedOct 29, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateAug 25, 2020
Property Address13785 POINT LOOKOUT RD, RIDGE, MD 20680-3204
Document Number0054400172
Book / Page5440 / 172
Instrument DateAug 14, 2020
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,948.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13785 POINT LOOKOUT RD, RIDGE, MD 20680-3204

Mortgage

Document Number0005440178
DateAug 25, 2020
Instrument5440/178
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST MARY'S MD
Recording DateJun 3, 2019
Property Address13785 POINT LOOKOUT RD, RIDGE, MD 20680-3204
Document Number0050870043
Book / Page005087 / 000043
Instrument DateMay 29, 2019
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$50.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address46359 CULLISON LN LEXINGTON PARK MD 206533714, LEXINGTON PARK, MD 20653-3714

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$407,700 (+5.19%) Land $155,700 Building $252,000$407,700 (-) Land $155,700 Building $252,000
2025$4,237.00 (+13.29%)$387,567 (+11.59%)$407,700 (+17.39%) Land $155,700 Building $252,000
2023$3,740.00$347,300 Land $155,700 Building $191,600$347,300 Land $155,700 Building $191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims5 (2003–2018)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2018 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 84% of Maryland
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Breezeline
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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