Hamilton County property record for 13781 Stone Dr, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,451 sqft · built 1996 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $662,000 (Sep 2016) |
| Tax Bill | $8,326 (2024) |
| Deeds & Mortgages | Dec 2019 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-22-006-042.000-018 |
| Primary APN | 29-09-22-006-042.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 5,451 sqft Living Area |
| 1st Floor Area | 3,115 sqft |
| Attic | Attic |
| Attic Area | 726 sqft |
| Basement Area | 3,115 sqft |
| Finished Basement | 2,336 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.489 acres) |
| Lot Dimensions | 195 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709220006042000 |
|---|---|
| Street Address | 13781 STONE DR |
| City | CARMEL |
| State | IN |
| Zip | 46032-9412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .49, SECTION 22, TOWNSHIP 18, RANGE 3, BUCKHORN, LOT 42 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 22 |
| Legal Subdivision | BUCKHORN |
| Legal Lot Number | 42 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 110909 |
13781 Stone Dr is owned and occupied by two individuals who acquired it in July 2019.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13781 STONE DR, CARMEL, IN 46032-9412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2019 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Nov 11, 2019 | Deed of Trust, Mortgage TIMOTHY J & MARIANNE N CAMPBELL |
| Jul 16, 2019 | Quit Claim Deed, Transfer MTC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2016 · Amount on File |
| Deed Sale | Sep 1, 2016 · Amount on File |
| Prior Sale | Sep 1, 2016 |
| Deed Document Number | 0000045262 |
| Last Transfer Date | Jul 16, 2019 |
| Transfer Doc | 0000030974 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13781 STONE DR, CARMEL, IN 46032-9412 |
| Document Number | 0000065606 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13781 STONE DR CARMEL IN 460329412, CARMEL, IN 46032-9412 |
| Document Number | 0000065606 |
|---|---|
| Date | Dec 24, 2019 |
| Instrument | 65606 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13781 STONE DR, CARMEL, IN 46032-9412 |
| Document Number | 0000057978 |
| Instrument Date | Nov 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | MTC |
| Name | Verified Name |
|---|---|
| Address | 13781 STONE DR CARMEL IN 460329412, CARMEL, IN 46032-9412 |
| Document Number | 0000057978 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 57978 |
| Name | TIMOTHY J & MARIANNE N CAMPBELL |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 16, 2019 |
| Property Address | 13781 STONE DR, CARMEL, IN 46032-9412 |
| Document Number | 0000030974 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 30974 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | MTC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13781 STONE DR CARMEL IN 460329412, CARMEL, IN 46032-9412 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $809,800 (+11.14%) Land $219,800 Building $590,000 | $809,800 (+11.14%) Land $219,800 Building $590,000 | |
| 2024 | $8,326.00 (+0.59%) | $728,600 (-) Land $219,800 Building $508,800 | $728,600 (-) Land $219,800 Building $508,800 |
| 2023 | $8,277.00 (+11.24%) Homeowner's exemption | $728,600 (+12.14%) Land $219,800 Building $508,800 | $728,600 (+12.14%) Land $219,800 Building $508,800 |
| 2022 | $7,441.00 Homeowner's exemption | $649,700 Land $112,300 Building $537,400 | $649,700 Land $112,300 Building $537,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13781 Stone Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13781 Stone Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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