13781 Spruce Pine Dr, Westlake (Loxahatchee), FL 33470 Property Records

Palm Beach County property record for 13781 Spruce Pine Dr, Westlake, FL 33470

Property Summary

Property Type	Vacant Land
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$831,265 (Mar 2026)
Tax Bill	$4,156 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`77-41-43-05-08-000-2680`

Property Details

APN / Parcel Number

Primary APN	`77-41-43-05-08-000-2680`

Exterior

Lot Area	6,251 sqft (0.144 acres)

Location & Zoning

Street Address	13781 SPRUCE PINE DR
City	LOXAHATCHEE
State	FL
Zip	33470-2044
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R-1
Legal Description	PINES OF WESTLAKE PHASE 2 LT 268
Legal Subdivision	PINES OF WESTLAKE PHASE 2
Legal Lot Number	268
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1002
Census Tract	7850

Owner

Source: Palm Beach County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13781 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Deed Document Number	202675566
Deed Book / Page	36349 / 1943
Record Updated	Sep 20, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 3, 2026
Property Address	13781 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2044
Document Number	0363491943
Book / Page	36349 / 1943
Map Reference	MB 137 PG 70
Instrument Date	Feb 27, 2026
Instrument	20260075566
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	FOUNDERS TITLE/NV, FOUNDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,819.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4443 LYONS RD STE 201, 201, COCONUT CREEK, FL 33073-4388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13781 SPRUCE PINE DR, WESTLAKE, FL 33470-2044

Mortgage

Document Number	0363491945
Date	Mar 3, 2026
Instrument	36349/1945

Lender

Name	ACRISURE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Westlake City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,156.00	$149,000	$149,000 Land $149,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.5 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 438 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.