1378 Serrano Cir, Naples, FL 34105 Property Records

Collier County property record for 1378 Serrano Cir, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	1,959 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Jan 2021)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165300 44B18`

Property Details

APN / Parcel Number

Primary APN	`165300 44B18`
Alternative APN	`22150000323`

Interior

Stories	2 Stories
Building Area	1,959 sqft Living Area
1st Floor Area	1,959 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Deck Area	286 sqft

Location & Zoning

Street Address	1378 SERRANO CIR
City	NAPLES
State	FL
Zip	34105-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ANDALUCIA LOT 4
Legal Range	26
Legal Township	49
Legal Section	18
Legal Subdivision	ANDALUCIA
Legal Tract	165300
Legal Block	2
Legal Lot Number	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2001
Census Tract	10438

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1378 SERRANO CIR, NAPLES, FL 34105-4949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Balloon Mortgage DOUGAN LAND TITLE
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Nov 20, 2015 · Amount on Record
Deed Document Number	20215989042
Deed Book / Page	5880 / 1413
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jul 16, 2026
Property Address	1378 SERRANO CIR, NAPLES, FL 34105-4949
Document Number	0006851249
Book / Page	6610 / 755
Instrument Date	Jul 13, 2026
Instrument	20266851249
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	DOUGAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1378 SERRANO CIR, NAPLES, FL 34105-4949

Mortgage

Document Number	0006851249,
Date	Jul 16, 2026
Book Page	6610/755
Instrument	20266851249

Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Balloon
Rate	12%
Initial Type	Balloon
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1378 SERRANO CIR, NAPLES, FL 34105-4949
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063452681
Date	Apr 3, 2024
Book Page	6345/2681
Instrument	6527826

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1378 SERRANO CIR, NAPLES, FL 34105-4949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057052642
Date	Dec 13, 2019
Book Page	5705/2642
Instrument	5802888

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 22, 2021
Property Address	1378 SERRANO CIR, NAPLES, FL 34105-4949
Document Number	0058801413
Book / Page	005880 / 001413
Instrument Date	Jan 22, 2021
Instrument	5989042
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	378 SERRANO CIR NAPLES FL 34105, NAPLES, FL 34105

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,707 (+2.7%)	$825,010 (+0.09%) Land $408,593 Building $416,417
2025	$5,356.00 (-38.54%) Homeowner's exemption	$575,177 (-27.32%)	$824,266 (-13.66%) Land $503,118 Building $321,148
2023	$8,715.00 (+12.34%)	$791,427 (+1%)	$954,634 (+32.68%) Land $554,954 Building $399,680
2022	$7,758.00	$719,479 Land $294,552 Building $424,927	$719,479 Land $294,552 Building $424,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Summit Broadband.

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