Wells County property record for 1378 SE State Rd 116, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,176 sqft · built 1975 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,264 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-20-200-007.000-010 |
| Primary APN | 90-05-20-200-007.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 2,176 sqft |
| Basement Area | 286 sqft |
| Unfinished Basement | 286 sqft |
| Family Room | Family Room |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 50,530 sqft (1.16 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001577080 |
|---|---|
| Street Address | 1378 SE STATE ROAD 116 |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-27-12 1.160A MID PT N W W OF HWY |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40400 |
1378 SE State Rd 116 is owned and occupied by an individual who acquired it in March 2009.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1378 SE STATE ROAD 116, BLUFFTON, IN 46714-9230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2009 |
| Transfer Doc | 000148/121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 1378 SE STATE ROAD 116, BLUFFTON, IN 46714-9230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRADEMARK TITLE INC, TRADEMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 20202035 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 20202035 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1378 SE State Rd 116 was $1,264 with a homeowner's exemption, up 16.7% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,264.00 (+16.71%) Homeowner's exemption | $210,200 Land $45,600 Building $164,600 | $210,200 Land $45,600 Building $164,600 |
| 2024 | $1,083.00 | ||
| 2023 | $170,300 (+8.82%) Land $37,600 Building $132,700 | $170,300 (+8.82%) Land $37,600 Building $132,700 | |
| 2022 | $792.00 | $156,500 Land $27,200 Building $129,300 | $156,500 Land $27,200 Building $129,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1378 SE State Rd 116 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1378 SE State Rd 116 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TWN Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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