1378 Irvine Ct, Merced, CA 95348 Property Records

Merced County property record for 1378 Irvine Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,475 sqft · built 2018
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,477 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`206-161-048-000`

Property Details

APN / Parcel Number

Primary APN	`206-161-048-000`
Alternative APN	`206-161-048`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	1,435 sqft
1st Floor Area	1,435 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,097 sqft (0.117 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	47 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	206-161-048
Street Address	1378 IRVINE CT
City	MERCED
State	CA
Zip	95348-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	UNIVERSITY PARK SUBDIVISION LOT #7
Legal Subdivision	UNIVERSITY PARK SUB
Legal Lot Number	7
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1018
Census Tract	1008

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1378 IRVINE CT, MERCED, CA 95348-8412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 8, 2019	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 8, 2018	Grant Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 18, 2017	Grant Deed, Construction Loan · Line of Credit HOUSING CAP
Aug 28, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Mar 3, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024
Deed Sale	Dec 6, 2024
Prior Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	202429101
Prior Transfer Date	Nov 6, 2024
Prior Transfer Doc	0000029101
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	May 22, 2026
Property Address	1378 IRVINE CT, MERCED, CA 95348-8412
Document Number	0000013124
Instrument Date	May 15, 2026
Instrument	202613124
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1378 IRVINE CT, MERCED, CA 95348-8412

Mortgage

Document Number	0000013124,
Date	May 22, 2026
Instrument	202613124

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1378 IRVINE CT, MERCED, CA 95348-8412
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024253
Date	Aug 8, 2019
Instrument	2019024253

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1378 IRVINE CT, MERCED, CA 95348-8412
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1378 IRVINE CT, MERCED, CA 95348-8412

Mortgage

Document Number	0000036926
Date	Oct 13, 2020
Instrument	2020036926

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 8, 2018
Property Address	1378 IRVINE CT, MERCED, CA 95348-8412
Document Number	0000017365
Map Reference	VOL 66 PG 1-4
Instrument Date	May 29, 2018
Instrument	2018017365
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1376 IRYINE CT, MERCED, CA 95348-8412

Mortgage

Document Number	0000017366
Date	Jun 8, 2018
Instrument	2018017366

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

December 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 18, 2017
Property Address	1378 IRVINE CT, MERCED, CA 95348-8412
Instrument Date	Dec 1, 2017
Instrument	42739
Transaction Type	Construction Loan
Record Updated	Jan 10, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042739
Date	Dec 18, 2017
Instrument	42739

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 28, 2017
Property Address	1378 IRVINE CT, MERCED, CA 95348-8412
Document Number	0000027768
Instrument Date	Aug 22, 2017
Instrument	27768
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,650.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327
Investor	Possibly a Property Investor

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 3, 2017
Property Address	1378 IRVINE CT, MERCED, CA 95348-8412
Document Number	0000007268
Instrument Date	Feb 27, 2017
Instrument	7268
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,146.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6489 S ALTA AVE REEDLEY CA 936549560, REEDLEY, CA 93654-9560

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$299,889 (+2%) Land $75,435 Building $224,454
2025	$2,477.00 (+3.04%)	$294,009 (+4.04%) Land $73,956 Building $220,053
2023	$2,404.00 (-0.54%) Disabled Person's exemption Veteran's exemption	$282,594 Land $71,085 Building $211,509
2022	$2,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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