1378 Copperhead Rd, Waverly, WV 26184 Property Records

Wood County property record for 1378 Copperhead Rd, Waverly, WV 26184

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,196 sqft · built 1993
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,170 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`09-290-00A2.0000`

Property Details

APN / Parcel Number

Primary APN	`09-290-00A2.0000`
Alternative APN	`54-09-290-00A2.0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	2,496 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	52,708 sqft (1.21 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1378 COPPERHEAD RD
City	WAVERLY
State	WV
Zip	26184-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TCT 1.213-A COUNTY RD 3/11
Jurisdiction	WOOD WV
Township / Civil Division	UNION
Census Block Group	3
Census Block	3017
Census Tract	10602

Owner

Source: Wood County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1378 COPPERHEAD RD, WAVERLY, WV 26184-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLIAMSTOWN BK
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit PREMIER BK
Jan 19, 2018	Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK
Feb 3, 2017	Deed of Trust, Mortgage · Line of Credit WILLIAMSTOWN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD WV
Property Address	1378 COPPERHEAD RD, WAVERLY, WV 26184-3318
Document Number	0088198601
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1378 COPPERHEAD RD WAVERLY WV 261843318, WAVERLY, WV 26184-3318

Mortgage

Document Number	0088198601
Date	Jan 29, 2020
Book Page	002101/000189
Instrument	88198601

Lender

Name	WILLIAMSTOWN BK
Type	Bank
Address	WILLIAMSTOWN, WV 26187

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD WV
Property Address	1378 COPPERHEAD RD, WAVERLY, WV 26184-3318
Document Number	0088194261
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1378 COPPERHEAD RD WAVERLY WV 261843318, WAVERLY, WV 26184-3318

Mortgage

Document Number	0088194261
Date	Dec 18, 2019
Book Page	002096/000043
Instrument	88194261

Lender

Name	PREMIER BK
Type	Bank
Address	RIPLEY, WV 25271

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD WV
Property Address	1378 COPPERHEAD RD, WAVERLY, WV 26184-3318
Document Number	0008775604
Book / Page	002006 / 000617
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1378 COPPERHEAD RD WAVERLY WV 261843318, WAVERLY, WV 26184-3318

Mortgage

Document Number	0008775604
Date	Feb 8, 2018
Book Page	002006/000617
Instrument	8775604

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43216-1558

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD WV
Property Address	1378 COPPERHEAD RD, WAVERLY, WV 26184-3318
Document Number	0008736764
Book / Page	001958 / 000447
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1378 COPPERHEAD RD WAVERLY WV 261843318, WAVERLY, WV 26184-3318

Mortgage

Document Number	0008736764
Date	Feb 14, 2017
Book Page	001958/000447
Instrument	8736764

Lender

Name	WILLIAMSTOWN BK
Type	Bank
Address	WILLIAMSTOWN, WV 26187

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Wood County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wood County
Unified School District	Wood County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,170.00 (+0.95%)	$98,640 (+0.98%) Land $22,260 Building $76,380	$164,400 (+0.98%) Land $37,100 Building $127,300
2025	$1,159.00 (+19.48%)	$97,680 (+10.97%) Land $21,300 Building $76,380	$162,800 (+10.97%) Land $35,500 Building $127,300
2023	$970.00 (+2.65%)	$88,020 (+2.73%) Land $20,280 Building $67,740	$146,700 (+2.73%) Land $33,800 Building $112,900
2022	$945.00	$85,680 Land $19,320 Building $66,360	$142,800 Land $32,200 Building $110,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citynet Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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