13775 Offutt Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 13775 Offutt Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,488 sqft · built 1986
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Tax Bill	$4,343 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-09-24-302-006.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-24-302-006.000-018`
Alternative APN	`1709240302006000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
1st Floor Area	1,536 sqft
2nd Floor Area	952 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	140 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1709240302006000
Street Address	13775 OFFUTT DR
City	CARMEL
State	IN
Zip	46032-5238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .38, SECTION 24, TOWNSHIP 18, RANGE 3, HUNTERS CREEK SOUTH, SECTION 1, LOT 6
Legal Range	03
Legal Township	18
Legal Section	24
Legal Subdivision	HUNTERS CREEK SOUTH
Legal Block	1
Legal Lot Number	6
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1015
Census Tract	110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13775 OFFUTT DR, CARMEL, IN 46032-5238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025
Deed Sale	Apr 30, 2025
Deed Document Number	2025016456
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13775 OFFUTT DR, CARMEL, IN 46032-5238
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13775 OFFUTT DR, CARMEL, IN 46032-5238

Mortgage

Document Number	0000013265
Date	Apr 14, 2023
Instrument	2023013265

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 3, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$400,300 (+1.62%) Land $120,900 Building $279,400	$400,300 (+1.62%) Land $120,900 Building $279,400
2024	$4,343.00 (+20.07%)	$393,900 (+13.68%) Land $120,900 Building $273,000	$393,900 (+13.68%) Land $120,900 Building $273,000
2023	$3,617.00 (+5.24%)	$346,500 (+13.42%) Land $97,800 Building $248,700	$346,500 (+13.42%) Land $97,800 Building $248,700
2022	$3,437.00	$305,500 Land $97,800 Building $207,700	$305,500 Land $97,800 Building $207,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20