1377 Tom Joye Rd, Clover, SC 29710 Property Records

York County property record for 1377 Tom Joye Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2,432 sqft
Lot Size	0.466 acres (20,317 sqft)
Owner	Individual Name on File
Last Sale	$59,900 (Jan 2008)
Tax Bill	$297 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`362-00-00-174`

Property Details

APN / Parcel Number

Primary APN	`362-00-00-174`

Interior

Stories	1 Story
Building Area	2,432 sqft Living Area

Exterior

Lot Area	20,317 sqft (0.466 acres)

Location & Zoning

Street Address	1377 TOM JOYE RD
City	CLOVER
State	SC
Zip	29710-7666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCII
Legal Description	TRACT 'C' .604 AC
Legal Subdivision	MH
Legal Tract	C
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3021
Census Tract	61802

Owner

1377 Tom Joye Rd is owned and occupied by an individual who bought it in January 2008.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1377 TOM JOYE RD, CLOVER, SC 29710-7666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Nov 26, 2019	Loan Modification, Mortgage · Conventional Mortgage AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2008 · Amount on File
Deed Sale	Jan 10, 2008 · Amount on File
Prior Sale	Jan 14, 2005 · Amount on File
Deed Book / Page	9738 / 9
Prior Transfer Date	Jul 27, 2007
Prior Transfer Doc	0929600231
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1377 TOM JOYE RD, CLOVER, SC 29710-7666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1772600093
Date	Aug 20, 2019
Book Page	17726/093
Instrument	2019034759

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	366 Months
Due	Feb 1, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK SC
Property Address	1377 TOM JOYE RD, CLOVER, SC 29710-7666
Document Number	1795200116
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1377 TOM JOYE RD CLOVER SC 297107666, CLOVER, SC 29710-7666

Mortgage

Document Number	1795200116
Date	Dec 9, 2019
Book Page	017952/000116
Instrument	53674

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1377 Tom Joye Rd was $297.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$297.00	$741 Land $158 Building $583	$178,100 Land $38,000 Building $140,100
2023	$243.00	$644 Land $82 Building $562	$160,500 Land $20,400 Building $140,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1377 Tom Joye Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1377 Tom Joye Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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