1377 Sterling Ave, Carpinteria, CA 93013 Property Records

Santa Barbara County property record for 1377 Sterling Ave, Carpinteria, CA 93013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,704 sqft · built 1962
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,883 (2025)
Deeds & Mortgages	Dec 2025 Reverse Mortgage Dec 2021 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`003-543-022`

Property Details

APN / Parcel Number

Primary APN	`003-543-022`
Alternative APN	`00354322`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,704 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1377 STERLING AVE
City	CARPINTERIA
State	CA
Zip	93013-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 10166 UNIT 1 LOT
Legal Subdivision	10166 UN 1
Legal Tract	10166
Legal Lot Number	24
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	CARPINTERIA
Census Block Group	2
Census Block	2010
Census Tract	1601

Owner

1377 Sterling Ave is owned and occupied by two individuals who acquired it in December 1997.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1377 STERLING AVE, CARPINTERIA, CA 93013-1734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Dec 28, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 18, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
May 18, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Dec 4, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 4, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 3, 1997
Transfer Doc	0000074898
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1377 STERLING AVE, CARPINTERIA, CA 93013-1734
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1377 STERLING AVE, CARPINTERIA, CA 93013-1734

Mortgage

Document Number	0000040081
Date	Dec 19, 2025
Instrument	2025-0040081

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	857 Months
Due	May 15, 2097

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1377 STERLING AVE, CARPINTERIA, CA 93013-1734
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1377 STERLING AVE, CARPINTERIA, CA 93013-1734

Mortgage

Document Number	0000087229
Date	Dec 28, 2021
Instrument	2021-0087229

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	905 Months
Due	May 15, 2097

Interest

Rate Type	Adjustable Rate
Rate	1.83%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	6.83%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1377 STERLING AVE, CARPINTERIA, CA 93013-1734
Document Number	0000031615
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1377 STERLING AVE CARPINTERIA CA 930131734, CARPINTERIA, CA 93013-1734

Mortgage

Document Number	0000031615
Date	Jun 25, 2020
Instrument	31615

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVENUE 3RD & 7TH F, ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jun 24, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.59%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1377 STERLING AVE, CARPINTERIA, CA 93013-1734
Document Number	0000031616
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1377 STERLING AVE CARPINTERIA CA 930131734, CARPINTERIA, CA 93013-1734

Mortgage

Document Number	0000031616
Date	Jun 25, 2020
Instrument	31616

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jun 24, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.59%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1377 STERLING AVE, CARPINTERIA, CA 93013-1734
Document Number	0000059419
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 8, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1377 STERLING AVE CARPINTERIA CA 930131734, CARPINTERIA, CA 93013-1734

Mortgage

Document Number	0000059419
Date	Dec 12, 2017
Instrument	59419

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Dec 11, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.9%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1377 STERLING AVE, CARPINTERIA, CA 93013-1734
Document Number	0000059418
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1377 STERLING AVE CARPINTERIA CA 930131734, CARPINTERIA, CA 93013-1734

Mortgage

Document Number	0000059418
Date	Dec 12, 2017
Instrument	59418

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Dec 11, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.9%

Tax Assessment & Valuation

The 2025 property tax bill for 1377 Sterling Ave was $1,883 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Carpinteria City
Unified School District	Carpinteria Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$98,007 (+2%) Land $35,626 Building $62,381
2025	$1,883.00 Homeowner's exemption Additional exemption filed	$96,086 Land $34,928 Building $61,158
2023	$1,809.00 (+2.49%) Homeowner's exemption Additional exemption filed	$92,357 Land $33,573 Building $58,784
2022	$1,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1377 Sterling Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1377 Sterling Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARPINTERIA VALLEY WATER DISTRICT serves 16,356 people · EPA ID CA4210001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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